5006 Memory Trl, McHenry, IL 60051 Property Records

McHenry County property record for 5006 Memory Trl, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,290 sqft · built 1969
Lot Size	0.565 acres (24,623 sqft)
Owner	Individual Name on Record
Last Sale	$270,500 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-08-131-006`

Property Details

APN / Parcel Number

Primary APN	`10-08-131-006`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	1,290 sqft
Basement Area	273 sqft
Finished Basement	273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,623 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	660 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5006 MEMORY TRL
City	MCHENRY
State	IL
Zip	60051-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0057445 LT 51 PISTAKEE HILLS UNIT 1
Legal Range	09E
Legal Township	45N
Legal Section	08
Legal Subdivision	PISTAKEE HILLS 01
Legal Block	131
Legal Lot Number	51
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3002
Census Tract	870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5006 MEMORY TRL, MCHENRY, IL 60051-7778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HARVARD STATE BANK
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 17, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LAKEVIEW LN SERVICING
Aug 28, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	2021R0057445
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 21, 2021
Property Address	5006 MEMORY TRL, MCHENRY, IL 60051-7778
Document Number	0000057445
Map Reference	MB 13 PG 18
Instrument Date	Oct 7, 2021
Instrument	2021R0057445
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5006 MEMORY TRL, MCHENRY, IL 60051-7778

Mortgage

Document Number	0000057446
Date	Oct 21, 2021
Instrument	2021R0057446

Lender

Name	THE HARVARD STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5006 MEMORY TRL, MCHENRY, IL 60051-7778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037409
Date	Sep 16, 2020
Instrument	2020R0037409

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 17, 2019
Property Address	5006 MEMORY TRL, MCHENRY, IL 60051-7778
Instrument Date	Dec 11, 2019
Instrument	43195
Transaction Type	Construction Loan
Record Updated	Jan 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5006 MEMORY TRL MCHENRY IL 600517778, MCHENRY, IL 60051-7778

Mortgage

Document Number	0000043195
Date	Dec 17, 2019
Instrument	43195

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 28, 2017
Property Address	5006 MEMORY TRL, MCHENRY, IL 60051-7778
Document Number	0000031925
Instrument Date	Aug 24, 2017
Instrument	31925
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5006 MEMORY TRL MCHENRY IL 600517778, MCHENRY, IL 60051-7778

Mortgage

Document Number	31926
Date	Aug 28, 2017
Instrument	31926

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$64,008 Land $16,165 Building $47,843	$192,024 Land $48,495 Building $143,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	741.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2017)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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