501 Wallace Ave, #3, Covington, KY 41014 Property Records

Kenton County property record for 501 Wallace Ave, #3, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,060 sqft · built 1908
Lot Size	0.084 acres (3,656 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Mar 2023)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Mar 2023 Sale May 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`055-32-25-008.03`

Property Details

APN / Parcel Number

Primary APN	`055-32-25-008.03`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,060 sqft Finished Area
Gross Area	3,330 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	3,656 sqft (0.084 acres)
Lot Dimensions	97.5 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	501 WALLACE AVE, 3
City	COVINGTON
State	KY
Zip	41014-1557
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WALLACE PT LOTS 127-128-129 SEC WALLACE & EASTERN BEING 37 1/2X97 1/2'
Legal Subdivision	WALLACE ROBERT
Legal Phase	9
Legal Lot Number	127,12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 TUSCANYVIEW DR, COVINGTON, KY 41017-8156
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer
May 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Dec 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG SVC
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BK
Jan 7, 2020	Loan Modification, Mortgage NOT AVAILABLE
Sep 26, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Mar 11, 2019	Grant Deed, Construction Loan · Line of Credit HERITAGE BK
Feb 6, 2019	Grant Deed, Transfer KY LAND TITLE AGENCY, KY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2023323
Deed Book / Page	220 / 96
Prior Transfer Date	Apr 27, 2022
Prior Transfer Doc	0005900255
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 30, 2023
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0005900323
Book / Page	KC 220 / 96
Map Reference	PL 341
Instrument Date	Mar 20, 2023
Instrument	23033005900323
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11876 PRINCIPI CT, LAS VEGAS, NV 89183-5546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 TUSNJVIEW DR, LAKESIDE PARK, KY 41017
Investor	Possibly a Property Investor

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 10, 2022
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0005900255
Book / Page	164 / 866
Map Reference	PL 341
Instrument Date	Apr 27, 2022
Instrument	22051005900255
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 BODLEY AVE, CINCINNATI, OH 45205-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2814 BODLEY AVE, CINCINNATI, OH 45205-2310
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900256
Date	May 10, 2022
Book Page	369/606
Instrument	22051005900256

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 8, 2020
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000006
Book / Page	000059 / 000552
Instrument Date	Nov 10, 2020
Instrument	6
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WALLACE AVE COVINGTON KY 410141557, COVINGTON, KY 41014-1557

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2020
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000226
Book / Page	000043 / 000111
Instrument Date	Sep 9, 2020
Instrument	226
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WALLACE AVE COVINGTON KY 410141557, COVINGTON, KY 41014-1557

Mortgage

Document Number	M970074
Date	Sep 11, 2020
Book Page	000M97/000074

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2020
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0005900226
Book / Page	KC 43 / 111
Map Reference	PL 341
Instrument Date	Sep 9, 2020
Instrument	20091105900226
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WALLACE AVE, COVINGTON, KY 41014-1557

Mortgage

Document Number	0005900227
Date	Sep 11, 2020
Instrument	20091105900227

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000139
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276

Mortgage

Document Number	0000000139
Date	Jun 4, 2020
Book Page	000M53/000146
Instrument	139

Lender

Name	HERITAGE BK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 3, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000039
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000086
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 11, 2019
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000031
Book / Page	0C6614 / 000216
Instrument Date	Mar 8, 2019
Instrument	31
Transaction Type	Construction Loan
Record Updated	Mar 20, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276

Mortgage

Document Number	37
Date	Mar 11, 2019
Book Page	0C6614/000219
Instrument	37

Lender

Name	HERITAGE BK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 10, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 6, 2019
Property Address	501 WALLACE AVE # 3, 3, COVINGTON, KY 41014-1557
Document Number	0000000082
Book / Page	ORC659 / 000295
Instrument Date	Feb 6, 2019
Instrument	82
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	KY LAND TITLE AGENCY, KY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,000 (-) Land $10,000 Building $325,000	$335,000 (-) Land $10,000 Building $325,000
2025	$4,438.00 (+25.76%)	$335,000 (+26.42%) Land $5,000 Building $330,000	$335,000 (+26.42%) Land $5,000 Building $330,000
2023	$3,529.00	$265,000 Land $5,000 Building $260,000	$265,000 Land $5,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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