425 Wallace Ave, Covington, KY 41014 Property Records

Kenton County property record for 425 Wallace Ave, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1894
Square Footage4,468 sqft Finished Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$50,980 (2023)
Tax Bill$7,365.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-08-005.00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area4,468 sqft Finished Area
Gross Area4,819 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Exterior MaterialBrick Exterior
Roof MaterialSlate Roof
Lot Area12,632 sqft (0.29 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemRadiant Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address425 WALLACE AVE
CityCOVINGTON
StateKY
Zip41014-1555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALLACE LOT 71 W 50' LOT 81 & 72A
Legal SubdivisionWALLACE ROBERT
Legal PhaseA
Legal Lot Number71,81
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1003
Census Tract61100

Owner

Source: Kenton County records · APN 055-32-08-005.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 WALLACE AVE, COVINGTON, KY 41014-1555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Warranty Deed, Transfer
Feb 13, 2023Intrafamily Transfer, Transfer
May 18, 2022Deed, Transfer · Stand Alone First Mortgage
CITIZENS FSLA
Jun 15, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2023 · Amount on Record
Deed SaleFeb 13, 2023 · Amount on Record
Prior SaleMay 18, 2022 · Amount on Record
Deed Doc Number2023170
Deed Book / Page213 / 222
Prior Transfer DateFeb 10, 2023
Prior Transfer Doc0005900205
Record RefreshedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 13, 2023
Property Address425 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0005900170
Book / PageKC 213 / 222
Instrument DateFeb 10, 2023
Instrument23021305900170
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address431 WALLACE AVE, COVINGTON, KY 41014-1555

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address425 WALLACE AVE, COVINGTON, KY 41014-1555

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateFeb 13, 2023
Property Address425 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0005900205
Book / PageKC 213 / 274
Map ReferenceMB 89 PG 641
Instrument DateFeb 10, 2023
Instrument23021305900205
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address425 WALLACE AVE, COVINGTON, KY 41014-1555

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 WALLACE AVE, COVINGTON, KY 41014-1555
InvestorPossibly a Property Investor

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 18, 2022
Property Address425 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0005900257
Book / Page165 / 816
Map ReferenceMB 89 PG 641
Instrument DateApr 29, 2022
Instrument22051805900257
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4314 RED COAT DR, CINCINNATI, OH 45245-1706

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address425 WALLACE AVE, COVINGTON, KY 41014-1555

Mortgage

Document Number0005900258
DateMay 18, 2022
Book Page371/502
Instrument22051805900258
Lender
NameCITIZENS FSLA
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address425 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0000000270
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address425 WALLACE AVE COVINGTON KY 410141555, COVINGTON, KY 41014-1555

Mortgage

Document Number0000000270
DateJul 27, 2020
Book Page000M74/000362
Instrument270
Lender
NameTRUIST BK
AddressWINSTON SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 26, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,365.00 (+9.5%)$555,900 (+10.08%) Land $60,900 Building $495,000$555,900 (+10.08%) Land $60,900 Building $495,000
2023$6,726.00$505,000 Land $10,000 Building $495,000$505,000 Land $10,000 Building $495,000

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