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435 Wallace Ave, Covington, KY 41014 Property Records

Kenton County property record for 435 Wallace Ave, Covington, KY 41014 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1904
Square Footage3,037 sqft Finished Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$692,500 (2026)
Tax Bill$5,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-08-008.00

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,037 sqft Finished Area
Gross Area3,585 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialStucco Exterior
Lot Area9,583 sqft (0.22 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address435 WALLACE AVE
CityCOVINGTON
StateKY
Zip41014-1555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALLACE PT LOTS 74-75
Legal SubdivisionWALLACE ROBERT
Legal Lot Number74,75
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1003
Census Tract61100

Owner

Source: Kenton County records · APN 055-32-08-008.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address435 WALLACE AVE, COVINGTON, KY 41014-1555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed of Trust, Mortgage · Line of Credit
REPUBLIC BANK & TRUST CO
Mar 04, 2026Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Mar 04, 2026Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Jul 26, 2021Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jun 20, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2026 · Amount on Record
Deed SaleMar 04, 2026 · Amount on Record
Prior SaleJul 26, 2021 · Amount on Record
Deed Doc Number20264290
Deed Book / Page394 / 222
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address435 WALLACE AVE, COVINGTON, KY 41014-1555
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 WALLACE AVE, COVINGTON, KY 41014-1555

Mortgage

Document Number0005900007
DateOct 31, 2023
Book PageKCM 503/896
Instrument23103105900007
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 04, 2026
Property Address435 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0000004290
Book / Page394 / 222
Instrument DateFeb 27, 2026
Instrument26059000004290
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$692.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2696 DIXIE HWY, LAKESIDE PARK, KY 41017-2543

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address435 WALLACE AVE, COVINGTON, KY 41014-1555

Mortgage

Document Number0000004291
DateMar 04, 2026
Instrument26059000004291
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Margin3
Max Rate11.3%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 04, 2026
Property Address435 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0000004290
Book / Page394 / 222
Instrument DateFeb 27, 2026
Instrument26059000004290
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$692.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2696 DIXIE HWY, LAKESIDE PARK, KY 41017-2543

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address435 WALLACE AVE, COVINGTON, KY 41014-1555

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJul 26, 2021
Property Address435 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0005900233
Book / Page106 / 612
Instrument DateJul 12, 2021
Instrument21072605900233
Transaction TypeTransfer
Record UpdatedAug 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2215 HEATHER HILL BLVD N, 2215, CINCINNATI, OH 45244-2665

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address435 WALLACE AVE, COVINGTON, KY 41014-1555

Mortgage

Document Number0005900234
DateJul 26, 2021
Instrument21072605900234
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address435 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0000000059
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address435 WALLACE AVE COVINGTON KY 410141555, COVINGTON, KY 41014-1555

Mortgage

Document Number0000000059
DateSep 10, 2020
Book Page000M95/000886
Instrument59
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 09, 2040

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 20, 2019
Property Address435 WALLACE AVE, COVINGTON, KY 41014-1555
Document Number0000000318
Book / Page0C6686 / 000173
Instrument DateJun 11, 2019
Instrument318
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$353.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address435 WALLACE AVE COVINGTON KY 410141555, COVINGTON, KY 41014-1555

Mortgage

Document Number322
DateJun 20, 2019
Book Page0C6686/000179
Instrument322
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,830.00 (-0.51%)$440,000 (-) Land $10,000 Building $430,000$440,000 (-) Land $10,000 Building $430,000
2023$5,860.00$440,000 Land $10,000 Building $430,000$440,000 Land $10,000 Building $430,000

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