501 Silver Spoon Ln, Elgin, SC 29045 Property Records

Richland County property record for 501 Silver Spoon Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,160 sqft · built 2007
Lot Size0.256 acres (11,164 sqft)
Owner2 Individual Names on Record
Last Sale$175,300 (May 2007)
Tax Bill$1,958 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN25906-06-49

Property Details

APN / Parcel Number

Primary APN25906-06-49
Alternative APNs
  • R25906-06-49
  • 01944034

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,160 sqft Heated Area
Gross Area2,904 sqft
1st Floor Area936 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,164 sqft (0.256 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01944034
Street Address501 SILVER SPOON LN
CityELGIN
StateSC
Zip29045-7102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionLOT 23 63X168.8X90.3X146.2 #SU JACOBS CREEK PH 1 & 3 #PR RB1282-2545
Legal SubdivisionJACOBS CREEK
Legal Lot Number23,63
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1023
Census Tract11425

Owner

Source: Richland County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address501 SILVER SPOON LN, ELGIN, SC 29045-7102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2007 · Amount on Record
Deed SaleMay 2, 2007 · Amount on Record
Deed Document Number200737770
Deed Book / Page1309 / 1598
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address501 SILVER SPOON LN, ELGIN, SC 29045-7102
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 SILVER SPOON LN, ELGIN, SC 29045-7102

Mortgage

Document Number0027213723
DateMar 4, 2022
Book Page2721/3723
Instrument2022012610
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term328 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,958.00 (+13.97%)$189,600 (+2,774.47%)$260,500 (+57.97%) Land $41,100 Building $219,400
2023$1,718.00 (+0.76%)$6,596 (-0.06%)$164,900 (-)
2021$1,705.00$6,600$164,900 Land $36,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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