Lake County property record for 501 S Central Ave, Umatilla, FL 32784
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 2,496 sqft · built 1976 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $575,000 (Nov 2018) |
| Tax Bill | $6,763 (2024) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-1300-001-00200 |
| Primary APN | 13-18-26-1300-001-00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,496 sqft Total Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Width | 140 ft Width |
| Fence | Fence |
| Canopy | 13,584 sqft |
| Cooling System | Central |
|---|
| Account Number | 3033248 |
|---|---|
| Street Address | 501 S CENTRAL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | UMATILLA A J SMITH'S SUB S 90 FT OF W 150 FT OF LOT 2 N 50 FT OF W 150 FT OF LOT 10 BLK 1 PB 2 PG 9 ORB 5201 PG 270 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | UMATILLA A J SMITH'S SUB |
| Legal Tract | 1300 |
| Legal Block | 1 |
| Legal Lot Number | 2,10 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1091 |
| Census Tract | 30109 |
501 S Central Ave, a commercial property, is owned by a company that bought it in November 2018 and is owner-occupied.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 501 S CENTRAL AVE, UMATILLA, FL 32784-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2018 | Warranty Deed, Transfer · Commercial Mortgage REGIONS BANK |
| Oct 25, 2017 | Loan Modification, Mortgage FIDELITY BK/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on File |
| Deed Sale | Nov 21, 2018 · Amount on File |
| Deed Document Number | 2018135858 |
| Deed Book / Page | 5201 / 0270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 501 S CENTRAL AVE, UMATILLA, FL 32784-9502 |
| Document Number | 0052010270 |
| Book / Page | 5201 / 0270 |
| Map Reference | MB 2 PG 9 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018135858 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 S CENTRAL AVE, UMATILLA, FL 32784-9502 |
| Document Number | 2018135859 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018135859 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 9, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 501 S CENTRAL AVE, UMATILLA, FL 32784-9502 |
| Document Number | 0050302061 |
| Book / Page | 005030 / 002061 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1213 ANDES DR WINTER SPRINGS FL 327084715, WINTER SPRINGS, FL 32708-4715 |
| Document Number | 0050302061 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 005030/002061 |
| Instrument | 124883 |
| Name | FIDELITY BK/FL |
|---|---|
| Type | Bank |
| Address | MERRITT ISLAND, FL 32953 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Nov 26, 2022 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350,391 Land $107,604 Building $242,787 | $350,391 Land $107,604 Building $242,787 | |
| 2024 | $6,763.00 (+9.9%) | ||
| 2023 | $6,154.00 (+8.59%) | $302,896 (+8.15%) | $302,896 (+8.15%) Land $97,829 Building $205,067 |
| 2022 | $5,667.00 | $280,066 | $280,066 Land $88,935 Building $191,131 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 501 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 S Central Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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