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421 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 421 S Central Ave, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2005
Square Footage1,484 sqft Living Area
Lot Size21,771 sqft (0.499 acres)
Tax Bill$2,267.00 (2024)

Property Details

APN / Parcel Number

Primary APN13-18-26-0500-00F-00102
Alternative APN
  • 1500036

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,484 sqft Living Area
1st Floor1,036 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2005
Exterior MaterialAsbestos Exterior
Construction TypeSteel Frame Construction
Foundation TypeBlock Foundation
Roof MaterialMetal Roof
Lot Area21,771 sqft (0.499 acres)
Depth X Width231 ft x 94 ft Depth x Width
Utility Building3,341 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1500036
Street Address421 S CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-9574
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUMATILLA MITCHENOR'S ADD S 94.25 FT OF N 188.5 FT OF LOT 1 BLK F PB 1 PG 56 ORB 1341 PG 1862 ORB 3217 PG 2121
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionMITCHENOR'S ADD
Legal Tract500
Legal BlockF
Legal Lot Number1
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup1
Census Block1088
Census Tract30109

Owner

Source: Lake County records · APN 13-18-26-0500-00F-00102

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address18406 BOYS RANCH RD, ALTOONA, FL 32702-9094
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 18, 2019Deed of Trust, Mortgage · Line of Credit
UNITED STHRN BK

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last Transfer DateSep 11, 2025
Transfer Doc0065950817
Record RefreshedJun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 11, 2025
Property Address421 S CENTRAL AVE, UMATILLA, FL 32784-9574
Document Number0065950817
Book / Page6595 / 817
Instrument DateSep 09, 2025
Instrument2025112520
Transaction TypeTransfer
Record UpdatedOct 01, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address18406 BOYS RANCH RD, ALTOONA, FL 32702-9094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address18406 BOYS RANCH RD, ALTOONA, FL 32702-9094

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address421 S CENTRAL AVE, UMATILLA, FL 32784-9574
Document Number0053771643
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedDec 06, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address18406 BOYS RANCH RD ALTOONA FL 327029094, ALTOONA, FL 32702-9094

Mortgage

Document Number0053771643
DateNov 20, 2019
Book Page005377/001643
Instrument132047
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 19, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$160,655 (+31.45%) Land $47,500 Building $113,155$160,655 (+31.45%) Land $47,500 Building $113,155
2024$2,267.00 (+13.12%)$122,220 (+21.27%) Land $47,500 Building $74,720$122,220 (+21.27%) Land $47,500 Building $74,720
2023$2,004.00 (+13.61%)$100,787 (+19.08%)$100,787 (+19.08%) Land $28,500 Building $72,287
2022$1,764.00$84,637$84,637 Land $12,350 Building $72,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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