501 N Stephens St, Ponca City, OK 74601 Property Records

Kay County property record for 501 N Stephens St, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,255 sqft · built 1952
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$759 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1210-00-002-018-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1210-00-002-018-0-000-00`
Alternative APN	`8975`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	168 sqft
Lean-To	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8975
Street Address	501 N STEPHENS ST
City	PONCA CITY
State	OK
Zip	74601-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-SELVEY SUBDIVISION BLOCK 2 LOT 18
Legal Range	02E
Legal Township	26N
Legal Section	29
Legal Subdivision	SELVEY
Legal Block	2
Legal Lot Number	18
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1006
Census Tract	500

Owner

501 N Stephens St is owned and occupied by two individuals who acquired it in January 2026.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	501 N STEPHENS ST, PONCA CITY, OK 74601-3542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 27, 2026	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026
Deed Sale	Jan 27, 2026
Prior Sale	Apr 21, 2008 · Amount on File
Deed Document Number	2026573
Deed Book / Page	2023 / 724
Prior Transfer Date	Dec 26, 2025
Prior Transfer Doc	I2026000573
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	501 N STEPHENS ST, PONCA CITY, OK 74601-3542
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N STEPHENS ST, PONCA CITY, OK 74601-3542

Mortgage

Document Number	I2022004084
Date	May 24, 2022
Book Page	1906/235
Instrument	I-2022-004084

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	192 Months
Due	May 1, 2038

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAY OK
Recording Date	Jan 27, 2026
Property Address	501 N STEPHENS ST, PONCA CITY, OK 74601-3542
Document Number	I2026000573
Book / Page	2023 / 724
Instrument Date	Dec 26, 2025
Instrument	I-2026-000573
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 N STEPHENS ST, PONCA CITY, OK 74601-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N STEPHENS ST, PONCA CITY, OK 74601-3542

Mortgage

Document Number	I2026000574
Date	Jan 27, 2026
Instrument	I-2026-000574

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 501 N Stephens St was $759 with a homeowner's exemption, up 4.4% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,650 (-3.24%) Land $895 Building $7,755	$78,641 (-3.85%) Land $8,140 Building $70,501
2025	$759.00 (+4.4%) Homeowner's exemption	$8,940 (+3.01%) Land $1,074 Building $7,866	$81,790 (-6.78%) Land $9,768 Building $72,022
2024	$727.00 (+1.54%) Homeowner's exemption	$8,679 (+2.99%) Land $1,074 Building $7,605	$87,741 (+13.69%) Land $9,768 Building $77,973
2023	$716.00 Homeowner's exemption	$8,427 Land $1,074 Building $7,353	$77,177 Land $9,768 Building $67,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 N Stephens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1998–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2012 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 N Stephens St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink.

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