409 N Stephens St, Ponca City, OK 74601 Property Records

Kay County property record for 409 N Stephens St, Ponca City, OK 74601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,094 sqft · built 1955
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$28,000 (Jul 2005)
Tax Bill$512 (2025)
Flood ZoneZone X (minimal risk)
APN1210-00-002-016-0-000-00

Property Details

APN / Parcel Number

Primary APN1210-00-002-016-0-000-00
Alternative APN
  • 8973

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,094 sqft Living Area
1st Floor Area1,094 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1996
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeHip
Roof MaterialMetal
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions148 ft deep x 100 ft wide
Garage TypeAttached
Garage Area198 sqft

Exterior Amenities

PorchSlab
Porch Area48 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8973
Street Address409 N STEPHENS ST
CityPONCA CITY
StateOK
Zip74601-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C - SELVEY SUBD BLK 2 LOT 16
Legal Range02E
Legal Township26N
Legal Section29
Legal SubdivisionSELVEY
Legal Block2
Legal Lot Number16
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group1
Census Block1006
Census Tract500

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address409 N STEPHENS ST, PONCA CITY, OK 74601-3540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2005 · Amount on Record
Deed SaleJul 19, 2005 · Amount on Record
Prior SaleNov 22, 2004
Deed Document Number20056322
Deed Book / Page1321 / 707
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,547 (+2.99%) Land $895 Building $5,652$59,522 (-23.82%) Land $8,140 Building $51,382
2025$512.00 (+4.49%) Homeowner's exemption$6,357 (+3.01%) Land $895 Building $5,462$78,134 (-6.13%) Land $8,140 Building $69,994
2024$490.00 (+1.87%) Homeowner's exemption$6,171 (+2.99%) Land $895 Building $5,276$83,239 (+9.74%) Land $8,140 Building $75,099
2023$481.00 Homeowner's exemption$5,992 Land $895 Building $5,097$75,851 Land $8,140 Building $67,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1998–2012)
Claims Outside the SFHA1 of 8
Most Recent ClaimApr 2012 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Chisholm Broadband, Nextlink.

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