408 N Stephens St, Ponca City, OK 74601 Property Records

Kay County property record for 408 N Stephens St, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1957
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Feb 2023)
Tax Bill	$769 (2025)
Deeds & Mortgages	Feb 2023 Sale May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1210-00-003-005-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1210-00-003-005-0-000-00`
Alternative APN	`8982`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	908 sqft Living Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	139 sqft
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8982
Street Address	408 N STEPHENS ST
City	PONCA CITY
State	OK
Zip	74601-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-SELVEY SUBDIVISION BLOCK 3 LOT 5
Legal Range	02E
Legal Township	26N
Legal Section	29
Legal Subdivision	SELVEY
Legal Block	3
Legal Lot Number	5
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 HANNA DR, PONCA CITY, OK 74604-5199
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer
May 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	May 18, 2000 · Amount on Record
Deed Document Number	2023913
Deed Book / Page	1928 / 110
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0000001953
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Feb 14, 2023
Property Address	408 N STEPHENS ST, PONCA CITY, OK 74601-3539
Document Number	I2023000913
Book / Page	1928 / 110
Instrument Date	Feb 1, 2023
Instrument	I-2023-000913
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 N STEPHENS ST, PONCA CITY, OK 74601-3539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 N STEPHENS ST, PONCA CITY, OK 74601-3539

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	May 4, 2018
Property Address	408 N STEPHENS ST, PONCA CITY, OK 74601-3539
Document Number	0000003409
Book / Page	001775 / 000453
Instrument Date	May 4, 2018
Instrument	3409
Transaction Type	Transfer
Record Updated	May 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N STEPHENS ST PONCA CITY OK 746013539, PONCA CITY, OK 74601-3539

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,915 (-1.55%) Land $895 Building $7,020	$71,953 (-1.57%) Land $8,140 Building $63,813
2025	$769.00 (-7.57%)	$8,040 (-8.51%) Land $895 Building $7,145	$73,101 (-8.51%) Land $8,140 Building $64,961
2024	$832.00 (+65.08%)	$8,788 (+41.22%) Land $895 Building $7,893	$79,900 (+14.89%) Land $8,140 Building $71,760
2023	$504.00 Homeowner's exemption	$6,223 Land $895 Building $5,328	$69,543 Land $8,140 Building $61,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1998–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2012 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink.

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