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501 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 501 E Southern Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,664 sqft · built 1880
Lot Size0.348 acres (15,190 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Nov 2020)
Tax Bill$3,312 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Nov 2020 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-32-27-004.00

Property Details

APN / Parcel Number

Primary APN056-32-27-004.00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,664 sqft Finished Area
Gross Area3,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Lot Area15,190 sqft
Lot Dimensions217 ft deep x 70 ft wide
Garage TypeDetached
Garage Area180 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemRadiant
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0563227004.00
Street Address501 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDINMORE PARK PT LOTS 104-108-109-110 70'X 217' IRREG SS SOUTHERN AVE 288.61' E GLENN AVE
Legal SubdivisionDINMORE PARK-LATONIA
Legal Phase10
Legal Lot Number104,08
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-27-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address501 E SOUTHERN AVE, COVINGTON, KY 41015-1531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Line of Credit
CARROLLTON FEDERAL BANK
Nov 23, 2020Grant Deed, Transfer · Line of Credit
CARROLLTON FED'L BK
Feb 10, 2017Grant Deed, Transfer
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleJun 30, 2004 · Amount on Record
Deed Document Number0000057100
Deed Book / Page57 / 100
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address501 E SOUTHERN AVE, COVINGTON, KY 41015-1531
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 E SOUTHERN AVE, COVINGTON, KY 41015-1531

Mortgage

Document Number0005900066
DateMay 26, 2021
Book Page220/305
Instrument21052605900066
Lender
NameCARROLLTON FEDERAL BANK
TypeBank
AddressCARROLLTON, KY 41008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 16, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 23, 2020
Property Address501 E SOUTHERN AVE, COVINGTON, KY 41015-1531
Document Number0000000125
Book / Page00KC57 / 000102
Instrument DateNov 13, 2020
Instrument125
Transaction TypeTransfer
Record UpdatedFeb 09, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$188.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address501 E SOUTHERN AVE COVINGTON KY 410151531, COVINGTON, KY 41015-1531

Mortgage

Document Number128
DateNov 23, 2020
Book Page00M130/000547
Instrument128
Lender
NameCARROLLTON FED'L BK
TypeFederal Savings Bank
AddressBURLINGTON, KY 41005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 22, 2050
Interest
Rate TypeAdjustable Rate

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 10, 2017
Property Address501 E SOUTHERN AVE, COVINGTON, KY 41015-1531
Document Number0000000118
Book / Page0C6095 / 000002
Instrument DateFeb 07, 2017
Instrument118
Transaction TypeTransfer
Record UpdatedAug 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$203.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address501 E SOUTHERN AVE COVINGTON KY 410151531, COVINGTON, KY 41015-1531

Mortgage

Document Number119
DateFeb 10, 2017
Book Page0C6095/000005
Instrument119
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 09, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,312.00 (-0.54%)$250,000 (-) Land $10,000 Building $240,000$250,000 (-) Land $10,000 Building $240,000
2023$3,330.00$250,000 Land $10,000 Building $240,000$250,000 Land $10,000 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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