505 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 505 E Southern Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,340 sqft · built 1925
Lot Size	0.14 acres (6,131 sqft)
Owner	Individual Name on File
Last Sale	$165,369 (Jul 2023)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-32-27-002.00`

Property Details

APN / Parcel Number

Primary APN	`056-32-27-002.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,340 sqft Finished Area
Gross Area	2,522 sqft

Exterior

Year Built	Built 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,131 sqft
Lot Dimensions	191 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0563227002.00
Street Address	505 E SOUTHERN AVE
City	COVINGTON
State	KY
Zip	41015-1531
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DINMORE PARK PT LOTS 109-110-111 32.10'X 191' IRREG SS SOUTHERN 407.2' E GLENN
Legal Subdivision	DINMORE PARK-LATONIA
Legal Phase	1
Legal Lot Number	109,11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61200

Owner

Source: Kenton County records · APN 056-32-27-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	205 ROBIN DR, ELSMERE, KY 41018-1906
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	0000234679
Deed Book / Page	234 / 679
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 10, 2023
Property Address	505 E SOUTHERN AVE, COVINGTON, KY 41015-1531
Document Number	0005900259
Book / Page	KC 234 / 679
Map Reference	MB 578 PG 966
Instrument Date	Jul 07, 2023
Instrument	23071005900259
Transaction Type	Transfer
Record Updated	Jan 05, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 E SOUTHERN AVE, COVINGTON, KY 41015-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 ROBIN DR, ELSMERE, KY 41018-1906

Mortgage

Document Number	0005900260
Date	Jul 10, 2023
Book Page	KCM 474/818
Instrument	23071005900260

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+96.77%)	$165,300 (+27.15%) Land $10,000 Building $155,300	$165,300 (+27.15%) Land $10,000 Building $155,300
2023	$1,113.00 (-5.84%) Homeowner's exemption	$130,000 (-) Land $10,000 Building $120,000	$130,000 (-) Land $10,000 Building $120,000
2022	$1,182.00 Homeowner's exemption	$130,000 Land $10,000 Building $120,000	$130,000 Land $10,000 Building $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1993–2025)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.