501 E Herndon St, Saint Jo, TX 76265 Property Records

Montague County property record for 501 E Herndon St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2022
Lot Size	0.184 acres (8,045 sqft)
Owner	Individual Name on File
Last Sale	$21,280 (Sep 2021)
Tax Bill	$2,503 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000007415`

Property Details

APN / Parcel Number

Primary APN	`R000007415`
Alternative APN	`20190.0000.0000.0550`

Interior

Stories	1 Story
Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,045 sqft (0.184 acres)

Location & Zoning

Account Number	20190.0000.0000.0550
Street Address	501 E HERNDON ST
City	SAINT JO
State	TX
Zip	76265-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 190 CHRISTIPHER DART SURVEY 150X144
Legal Subdivision	C DART SURVEY ABSTRACT NO 190
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2000
Census Tract	950100

Owner

501 E Herndon St is owned by an individual who bought it in September 2021.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Deed Document Number	20214692
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Sep 2, 2021
Property Address	501 E HERNDON ST, SAINT JO, TX 76265-2128
Document Number	0002104692
Instrument Date	Sep 1, 2021
Instrument	2104692
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	MONTAGUE COUNTY ABSTRACT AND TITLE, MONTAGUE CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 S MEIGS ST, SAINT JO, TX 76265-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Investor	Possibly a Property Investor

Mortgage

Document Number	0002104693
Date	Sep 2, 2021
Instrument	2104693

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	6.87%
Max Rate At Change	18%
Max Rate	18%

Tax Assessment & Valuation

The 2026 property tax bill for 501 E Herndon St was $2,503, up 2,134.8% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,503.00 (+2,134.82%)	$121,770 (-2.07%) Land $5,880 Building $115,890	$121,770 (-2.07%) Land $5,880 Building $115,890
2025	$112.00	$124,340 Land $5,880 Building $118,460	$124,340 Land $5,880 Building $118,460
2023		$17,310 Land $1,470 Building $15,840	$17,310 Land $1,470 Building $15,840
2022	$87.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 E Herndon St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 E Herndon St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

Nearby Properties on E Herndon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures