500 E Herndon St, Saint Jo, TX 76265 Property Records

Montague County property record for 500 E Herndon St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	3,118 sqft · built 1931
Lot Size	0.552 acres (24,059 sqft)
Owner	Individual Name on File
Last Sale	$188,423 (Mar 2026)
Tax Bill	$6,384 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000007419`

Property Details

APN / Parcel Number

Primary APN	`R000007419`
Alternative APN	`20190.0000.0000.0675`

Interior

Stories	1 Story
Building Area	3,118 sqft Total Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	24,059 sqft (0.552 acres)
Garage Type	Detached
Garage Area	800 sqft
Porch	Porch
Porch Area	190 sqft
Patio Area	192 sqft

Location & Zoning

Account Number	20190.0000.0000.0675
Street Address	500 E HERNDON ST
City	SAINT JO
State	TX
Zip	76265-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 190 CHRISTIPHER DART SURVEY
Legal Subdivision	C DART SURVEY A-
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2000
Census Tract	950100

Owner

500 E Herndon St is owned and occupied by an individual who bought it in March 2026.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST STATE BANK
Mar 6, 2026	Vendor's Lien, Transfer FIRST STATE BANK
May 29, 2019	Vendor's Lien, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 5, 2013	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	2026879
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Investor	Possibly a Property Investor

Mortgage

Document Number	0002600881
Date	Mar 6, 2026
Instrument	2600881

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Mar 6, 2026
Property Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Document Number	0002600879
Map Reference	VOL 339 PG 573
Instrument Date	Mar 6, 2026
Instrument	2600879
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 E HERNDON ST, SAINT JO, TX 76265-2128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Investor	Possibly a Property Investor

Mortgage

Date	Mar 6, 2026

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0002600880
Date	Mar 6, 2026
Instrument	2600880

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 3, 2029

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	May 29, 2019
Property Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Document Number	0001902174
Instrument Date	May 29, 2019
Instrument	1902174
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E HERNDON ST, SAINT JO, TX 76265-2127

Mortgage

Document Number	0001902175
Date	May 29, 2019
Instrument	1902175

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTAGUE TX
Recording Date	Apr 5, 2013
Property Address	500 E HERNDON ST, SAINT JO, TX 76265-2127
Document Number	000681/408
Book / Page	681 / 408
Instrument Date	Apr 4, 2013
Instrument	1303503
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E HERON ST, SAINT JO, TX 76265

Mortgage

Document Number	000681/411
Date	Apr 5, 2013
Book Page	681/411
Instrument	1303504

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 500 E Herndon St was $6,384 with exemptions applied, up 626.3% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,384.00 (+626.28%) Homeowner's exemption Senior Citizen's exemption	$310,510 (+0.3%) Land $8,000 Building $302,510	$310,510 (+0.3%) Land $8,000 Building $302,510
2025	$879.00 Homeowner's exemption Senior Citizen's exemption	$309,570 Land $8,000 Building $301,570	$309,570 Land $8,000 Building $301,570
2023		$261,780 Land $2,000 Building $259,780	$261,780 Land $2,000 Building $259,780
2022	$879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Herndon St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Herndon St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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