304 E Herndon St, Saint Jo, TX 76265 Property Records

Montague County property record for 304 E Herndon St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1955
Lot Size	0.949 acres (41,369 sqft)
Owner	Individual Name on Record
Last Sale	$94,400 (Aug 2019)
Tax Bill	$1,926 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000005063`

Property Details

APN / Parcel Number

Primary APN	`R000005063`
Alternative APN	`10500.0036.0008.0738`

Interior

Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	41,369 sqft (0.949 acres)
Porch	Porch
Porch Area	108 sqft
Patio Area	480 sqft

Location & Zoning

Account Number	10500.0036.0008.0738
Street Address	304 E HERNDON ST
City	SAINT JO
State	TX
Zip	76265-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF 8 & 17 FT OF LOT 9 BLK 36 ORIGINAL SAINT JO
Legal Subdivision	ORIGINAL TOWNSITE OF SAINT JO
Legal Block	36
Legal Lot Number	9
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2010
Census Tract	950100

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E HERNDON ST, SAINT JO, TX 76265-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Aug 20, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20193433
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0000003433
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	304 E HERNDON ST, SAINT JO, TX 76265-2123
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E HERNDON ST, SAINT JO, TX 76265-2123

Mortgage

Document Number	0002504751
Date	Nov 21, 2025
Instrument	2504751

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Aug 20, 2019
Property Address	304 E HERNDON ST, SAINT JO, TX 76265-2123
Document Number	1903433
Instrument Date	Aug 19, 2019
Instrument	1903433
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E HERNDON ST, SAINT JO, TX 76265-2123

Mortgage

Document Number	1903434
Date	Aug 20, 2019
Instrument	1903434

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,926.00 (+419.14%) Homeowner's exemption	$93,690 (-) Land $7,120 Building $86,570	$93,690 (-) Land $7,120 Building $86,570
2025	$371.00 (-0.27%) Homeowner's exemption	$93,690 (-8.44%) Land $7,120 Building $86,570	$93,690 (-8.44%) Land $7,120 Building $86,570
2023		$102,330 Land $2,680 Building $99,650	$102,330 Land $2,680 Building $99,650
2022	$372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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