501 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 501 E Division St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$154,900 (Jul 2025)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0412-001`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0412-001`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	501 E DIVISION ST
City	WATERTOWN
State	WI
Zip	53094-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW/C LOT 1, BLK 58, OPES S89DG40'E 58.45FT, S09DG18'W 61.30FT, N85DG37'W 1.53FT, S08DG39'W 50FT, N85DG37'W 55.77FT, N08DG39'E 107.01FT TO POB.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Subdivision	COLE BAILEY & COS PLAT/WATERT
Legal Block	58
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1001
Census Tract	100200

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 E DIVISION ST, WATERTOWN, WI 53094-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 5, 2018	Deed, Transfer · Conventional Mortgage WHEDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	20251496583
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	501 E DIVISION ST, WATERTOWN, WI 53094-3824
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20155 COLONY CT, BROOKFIELD, WI 53045-5368

Mortgage

Document Number	0001501574
Date	Nov 25, 2025
Instrument	1501574

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	501 E DIVISION ST, WATERTOWN, WI 53094-3824
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001454933
Date	Nov 15, 2021
Instrument	1454933

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2051

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	501 E DIVISION ST, WATERTOWN, WI 53094-3824
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001446134
Date	Jun 1, 2021
Instrument	1446134

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 5, 2018
Property Address	501 E DIVISION ST, WATERTOWN, WI 53094-3824
Document Number	0001395271
Instrument Date	Mar 30, 2018
Instrument	1395271
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001395273
Date	Apr 5, 2018
Instrument	1395273

Lender

Name	WHEDA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 (+5.82%) Homeowner's exemption	$166,100 (+13.38%) Land $43,900 Building $122,200	$166,400
2023	$2,576.00	$146,500 Land $33,300 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, T-Mobile, TDS Telecom.

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