Jefferson County property record for 413 E Division St, Watertown, WI 53094
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.103 acres (4,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,000 (May 1996) |
| Tax Bill | $3,249 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-0815-0412-004 |
| Primary APN | 291-0815-0412-004 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,530 sqft (0.103 acres) |
|---|
| Old Parcel Number | 29127730001000 |
|---|---|
| Street Address | 413 E DIVISION ST |
| City | WATERTOWN |
| State | WI |
| Zip | 53094-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE/C LOT 3, BLK 58, OPES WLY 50FT, ELY50FT, S100FT, WLY TO PT PARALLEL W E/L, N TO POB. |
| Legal Range | 15E |
| Legal Township | 08N |
| Legal Section | 04 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | EAST SIDE |
| Legal Block | 58 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100200 |
Source: Jefferson County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 E DIVISION ST, WATERTOWN, WI 53094-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 1996 · Amount on Record |
| Deed Sale | May 23, 1996 · Amount on Record |
| Deed Document Number | 1032450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 413 E DIVISION ST, WATERTOWN, WI 53094-3823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001442653 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1442653 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,249.00 (+14.93%) Homeowner's exemption | $198,000 (+23.36%) Land $32,800 Building $165,200 | $198,400 |
| 2023 | $2,827.00 | $160,500 Land $27,300 Building $133,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 15 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Netwurx.
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