507 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 507 E Division St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.084 acres (3,659 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Aug 2022)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0411-145`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0411-145`
Alternative APN	`29127690001000`

Exterior

Lot Area	3,659 sqft (0.084 acres)

Location & Zoning

Street Address	507 E DIVISION ST
City	WATERTOWN
State	WI
Zip	53094-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE/C LOT 1, BLK 58, OPES N89DG40'W 57.75FT, S09DG18'W 61.30FT, S85DG37'E 58FT, N08 DG39'E 65.33FT TO POB.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Subdivision	COLE BAILEY AND COS PLAT O WATERTOWN
Legal Block	58
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1001
Census Tract	100200

Owner

Source: Jefferson County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	507 E DIVISION ST, WATERTOWN, WI 53094-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit LANDMARK CREDIT UNION
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit LANDMARK CU
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF LAKE MILLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	20221465666
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	May 26, 2026
Property Address	507 E DIVISION ST, WATERTOWN, WI 53094-3824
Document Number	0001507700
Instrument Date	May 20, 2026
Instrument	20261507700
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 E DIVISION ST, WATERTOWN, WI 53094-3824

Mortgage

Document Number	0001507700,
Date	May 26, 2026
Instrument	20261507700

Lender

Name	LANDMARK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	507 E DIVISION ST, WATERTOWN, WI 53094-3824
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001500127
Date	Oct 16, 2025
Instrument	1500127

Lender

Name	LANDMARK CU
Type	Credit Union
Address	BROOKFIELD, WI 53005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 3, 2022
Property Address	507 E DIVISION ST, WATERTOWN, WI 53094-3824
Document Number	0001465666
Instrument Date	Aug 1, 2022
Instrument	1465666
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 E DIVISION ST, WATERTOWN, WI 53094-3824

Mortgage

Document Number	0001465667
Date	Aug 3, 2022
Instrument	1465667

Lender

Name	BANK OF LAKE MILLS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00 (-36.85%) Homeowner's exemption	$102,900 (-32.26%) Land $26,300 Building $76,600	$103,100
2023	$2,673.00	$151,900 Land $21,900 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Netwurx.

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