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501 Carter Ave, Oswego, IL 60543 Property Records

Kendall County property record for 501 Carter Ave, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,375 sqft · built 2025
Lot Size0.214 acres (9,304 sqft)
Owner2 Individual Names on Record
Tax Bill$11,632 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-16-436-001

Property Details

APN / Parcel Number

Primary APN03-16-436-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,375 sqft Living Area
Gross Area3,375 sqft
1st Floor Area2,375 sqft
Basement Area1,000 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleBi-Level
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area9,304 sqft (0.214 acres)
Lot Dimensions120 ft deep x 78 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address501 CARTER AVE
CityOSWEGO
StateIL
Zip60543-4547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 215 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO
Legal SubdivisionVILLAGE OF OSWEGO
Legal Lot Number215
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2000
Census Tract890107

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4316 BAYHEAD CT, 2B, AURORA, IL 60504-5079
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Dec 30, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024
Deed SaleDec 30, 2024
Deed Document Number202415792
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address501 CARTER AVE, OSWEGO, IL 60543-4547
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 CARTER AVE, OSWEGO, IL 60543-4547

Mortgage

Document Number0000014756
DateNov 10, 2025
Instrument202500014756
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040
Interest
Rate TypeFixed Rate
Rate5.54%

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address501 CARTER AVE, OSWEGO, IL 60543-4547
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 CARTER AVE, OSWEGO, IL 60543-4547

Mortgage

Document Number0000003758
DateMar 31, 2025
Instrument202500003758
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2040
Interest
Rate TypeFixed Rate
Rate5.97%

December 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateDec 30, 2024
Property Address501 CARTER AVE, OSWEGO, IL 60543-4547
Document Number0000015792
Map ReferenceDOC 202300011973
Instrument DateDec 17, 2024
Instrument202400015792
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$483.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address501 CARTER AVE, OSWEGO, IL 60543-4547

Mortgage

Document Number0000015793
DateDec 30, 2024
Instrument202400015793
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055
Interest
Rate7.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,632.00$153,896 Land $22,000 Building $131,896$461,688 Land $66,000 Building $395,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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