Kendall County property record for 509 Carter Ave, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,375 sqft · built 2024 |
| Lot Size | 0.17 acres (7,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,000 (Nov 2024) |
| Tax Bill | $11,632 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-436-005 |
| Primary APN | 03-16-436-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 3,375 sqft |
| 1st Floor Area | 2,375 sqft |
| Basement Area | 1,000 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,409 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 509 CARTER AVE |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 211 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO |
| Legal Subdivision | VILLAGE OF OSWEGO |
| Legal Lot Number | 211 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 890107 |
Source: Kendall County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 VAUGHN CIR, AURORA, IL 60502-6740 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 202414107 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000015640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 509 CARTER AVE, OSWEGO, IL 60543-4547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 VAUGHN CIR, AURORA, IL 60502-6740 |
| Document Number | 0000013269 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 202500013269 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Nov 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,632.00 (+437.27%) | $153,896 Land $22,000 Building $131,896 | $461,688 Land $66,000 Building $395,688 |
| 2024 | $2,165.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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