Kendall County property record for 514 Carter Ave, Oswego, IL 60543 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,370 sqft · built 2025 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $474,000 (Feb 2025) |
| Tax Bill | $10,392 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-438-005 |
| Primary APN | 03-16-438-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 3,370 sqft |
| 1st Floor Area | 2,370 sqft |
| Basement Area | 1,000 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 514 CARTER AVE |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 221 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO |
| Legal Subdivision | VILLAGE OF OSWEGO |
| Legal Lot Number | 221 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 890107 |
Source: Kendall County records · APN 03-16-438-005
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 ABINGTON DR, AURORA, IL 60502 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Deed Document Number | 20251803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 13, 2025 |
| Property Address | 514 CARTER AVE, OSWEGO, IL 60543-4546 |
| Document Number | 0000001803 |
| Map Reference | DOC 202300011973 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 202500001803 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 ABINGTON WOODS DR, AURORA, IL 60502-6245 |
| Document Number | 0000001804 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 202500001804 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Rate | 6.62% |
|---|
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,392.00 | $143,128 Land $20,674 Building $122,454 | $429,384 Land $62,022 Building $367,362 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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