Cass County property record for 501 7th St E, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,428 sqft · built 2020 |
| Lot Size | 0.243 acres (10,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,391 (Dec 2020) |
| Tax Bill | $9,112 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-2950-00220-000 |
| Primary APN | 15-2950-00220-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,610 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 501 7TH ST E |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 9 BLOCK: 2 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 9 BLK 2 **9-20-18 REPLAT OF |
| Legal Subdivision | TERRA GARDENS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40503 |
Source: Cass County records · APN 15-2950-00220-000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit GATE CITY BANK |
| Dec 10, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK |
| May 15, 2020 | Loan Modification, Mortgage CENTRAL MN CU |
| Sep 12, 2019 | Quit Claim Deed, Transfer FM TITLE |
| Aug 26, 2019 | Deed of Trust, Construction Loan · Line of Credit CENTRAL MN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Oct 07, 2019 · Amount on Record |
| Deed Document Number | 20201615370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001692180 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 1692180 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 22, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Dec 10, 2020 |
| Property Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Document Number | 0001615370 |
| Instrument Date | Dec 08, 2020 |
| Instrument | 1615370 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Document Number | 0001615371 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 1615371 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Document Number | 0001598238 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 501 7TH ST E HORACE ND 580475508, HORACE, ND 58047-5508 |
| Investor | Possibly a Property Investor |
| Document Number | 0001598238 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 1598238 |
| Name | CENTRAL MN CU |
|---|---|
| Address | MELROSE, MN 56352 |
| Term | 12 Months |
|---|---|
| Due | Jul 19, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Sep 12, 2019 |
| Property Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Document Number | 0001571370 |
| Instrument Date | Sep 06, 2019 |
| Instrument | 1571370 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | FM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Aug 26, 2019 |
| Property Address | 501 7TH ST E, HORACE, ND 58047-5508 |
| Document Number | 0001570036 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 1570036 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 07, 2020 |
| Title Company | FM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0001570036 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 1570036 |
| Name | CENTRAL MN CU |
|---|---|
| Address | MELROSE, MN 56352 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,112.00 (+4.47%) | $206,000 (+6.24%) Land $32,850 Building $173,150 | $412,000 (+6.24%) Land $65,700 Building $346,300 |
| 2023 | $8,722.00 | $193,900 Land $32,850 Building $161,050 | $387,800 Land $65,700 Building $322,100 |
Source: FEMA National Flood Hazard Layer, Cass County (38017C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midcontinent Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Cable One Fiber | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system ND0901483, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people |
|---|---|
| Water Source | Purchased surface water from CITY OF FARGO |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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