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407 7th St E, Horace, ND 58047 Property Records

Cass County property record for 407 7th St E, Horace, ND 58047 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,090 sqft · built 2020
Lot Size0.207 acres (9,058 sqft)
Owner2 Individual Names on File
Last Sale$232,907 (Jan 2021)
Tax Bill$5,932 (2025)
Deeds & MortgagesMay 2020 Construction Loan
Jan 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN15-2950-00190-000

Property Details

APN / Parcel Number

Primary APN15-2950-00190-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,090 sqft Living Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
Unfinished Basement980 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,058 sqft (0.207 acres)
Garage TypeAttached
Garage Area736 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address407 7TH ST E
CityHORACE
StateND
Zip58047-5507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 6 BLOCK: 2 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 6 BLK 2 **9-20-18 REPLAT OF
Legal SubdivisionTERRA GARDENS ADDITION
Legal Block2
Legal Lot Number6
JurisdictionCASS ND
Township / Civil DivisionHORACE
Census Block Group2
Census Block2020
Census Tract40503

Owner

Source: Cass County records · APN 15-2950-00190-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 7TH ST E, HORACE, ND 58047-5507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · Construction Mortgage
CHOICE FINANCIAL GROUP
Jan 19, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY CU
Nov 04, 2019Warranty Deed, Transfer
TITLE COMPANY LLC, TITLE CO LLC
Sep 11, 2019Warranty Deed, Transfer
TITLE COMPANY LLC, TITLE CO LLC
Oct 17, 2019Correction Deed, Transfer
TITLE COMPANY LLC, TITLE CO LLC
Oct 17, 2019Correction Deed, Transfer
TITLE COMPANY LLC, TITLE CO LLC
Sep 11, 2019Warranty Deed, Transfer
TITLE COMPANY LLC, TITLE CO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleNov 04, 2019 · Amount on Record
Deed Document Number20211619914
Prior Transfer DateOct 24, 2019
Prior Transfer Doc0001576031
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address407 7TH ST E, HORACE, ND 58047-5507
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001591805
DateMay 27, 2020
Instrument1591805
Lender
NameCHOICE FINANCIAL GROUP
TypeFunding / Finance Company
AddressFARGO, ND 58104
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 22, 2021

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJan 19, 2021
Property Address407 7TH ST E, HORACE, ND 58047-5507
Document Number0001619914
Instrument DateJan 15, 2021
Instrument1619914
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyPLAINS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 7TH ST E, HORACE, ND 58047-5507

Mortgage

Document Number0001619915
DateJan 19, 2021
Instrument1619915
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateNov 04, 2019
Property Address407 7TH ST E, HORACE, ND 58047-5507
Document Number0001576031
Instrument DateOct 24, 2019
Instrument1576031
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985
InvestorPossibly a Property Investor

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateSep 11, 2019
Property Address407 7TH ST E, HORACE, ND 58047-5507
Document Number0001571268
Instrument DateSep 06, 2019
Instrument1571268
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985
InvestorPossibly a Property Investor

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCASS ND
Recording DateOct 17, 2019
Property Address407 7TH ST E, HORACE, ND 58047-5507
Document Number0001574405
Instrument DateSep 06, 2019
Instrument1574405
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985
InvestorPossibly a Property Investor

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCASS ND
Recording DateOct 17, 2019
Property Address407 7TH ST E, HORACE, ND 58047-5507
Document Number0001574406
Instrument DateSep 06, 2019
Instrument1574406
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5302 51ST AVE S FARGO ND 581045008, FARGO, ND 58104-5008
InvestorPossibly a Property Investor

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateSep 11, 2019
Property Address407 7TH ST E, HORACE, ND 58047-5507
Document Number0001571269
Instrument DateSep 06, 2019
Instrument1571269
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5302 51ST AVE S FARGO ND 581045008, FARGO, ND 58104-5008
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityHorace City
Unified School DistrictWest Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,932.00 (+9.73%)$164,700 (+106.13%) Land $27,800 Building $136,900$329,400 (+106.13%) Land $55,600 Building $273,800
2023$5,406.00$79,900 Land $27,800 Building $52,100$159,800 Land $55,600 Building $104,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Nearby Flood Policies28 in force
24 of 28 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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