419 7th St E, Horace, ND 58047 Property Records

Cass County property record for 419 7th St E, Horace, ND 58047 · Last verified July 2026

Property Summary

Property TypeOther Improved
Details4 bd · 1,106 sqft · built 2021
Lot Size0.207 acres (9,058 sqft)
OwnerIndividual Name on File
Last Sale$289,796 (May 2022)
Tax Bill$6,405 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Dec 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN15-2950-00210-000

Property Details

APN / Parcel Number

Primary APN15-2950-00210-000

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area1,106 sqft Living Area
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleSplit Foyer
Lot Area9,058 sqft (0.207 acres)
Garage TypeAttached
Garage Area828 sqft

Location & Zoning

Street Address419 7TH ST E
CityHORACE
StateND
Zip58047-5507
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT: 8 BLOCK: 2 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 8 BLK 2 **9-20-18 REPLAT OF
Legal SubdivisionTERRA GARDENS ADDITION
Legal Block2
Legal Lot Number8
JurisdictionCASS ND
Township / Civil DivisionHORACE
Census Block Group2
Census Block2020
Census Tract40503

Owner

Source: Cass County records · APN 15-2950-00210-000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address419 7TH ST E, HORACE, ND 58047-5507
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2021Deed of Trust, Mortgage · Line of Credit
BORDER BANK
Dec 11, 2023Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 24, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN FEDERAL BANK
May 16, 2022Re-recorded Document
FM TITLE
May 15, 2020Loan Modification, Mortgage
CENTRAL MN CU
Sep 12, 2019Quit Claim Deed, Transfer
FM TITLE
Aug 26, 2019Deed of Trust, Construction Loan · Line of Credit
CENTRAL MN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number20221665481
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address419 7TH ST E, HORACE, ND 58047-5507
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001634961
DateJun 07, 2021
Instrument1634961
Lender
NameBORDER BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 03, 2022

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateDec 11, 2023
Property Address419 7TH ST E, HORACE, ND 58047-5507
Document Number0001702824
Instrument DateDec 08, 2023
Instrument1702824
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 7TH ST E, HORACE, ND 58047-5507

Mortgage

Document Number0001702825
DateDec 11, 2023
Instrument1702825
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateSep 24, 2021
Property Address419 7TH ST E, HORACE, ND 58047-5507
Document Number0001646365
Instrument DateSep 17, 2021
Instrument1646365
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 26, 2024
Title CompanyFM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 7TH ST, HICKSON, ND 58047-5129

Mortgage

Document Number0001646366
DateSep 24, 2021
Instrument1646366
Lender
NameAMERICAN FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCASS ND
Recording DateMay 16, 2022
Property Address419 7TH ST E, HORACE, ND 58047-5507
Document Number0001665481
Instrument DateSep 17, 2021
Instrument1665481
Record UpdatedApr 26, 2024
Title CompanyFM TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 7TH ST E, HORACE, ND 58047-5507

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCASS ND
Property Address419 7TH ST E, HORACE, ND 58047-5507
Document Number0001598238
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedAug 07, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address419 7TH ST E HORACE ND 580475507, HORACE, ND 58047-5507
InvestorPossibly a Property Investor

Mortgage

Document Number0001598238
DateJul 20, 2020
Instrument1598238
Lender
NameCENTRAL MN CU
AddressMELROSE, MN 56352
Agreement
Term12 Months
DueJul 19, 2021

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS ND
Recording DateSep 12, 2019
Property Address419 7TH ST E, HORACE, ND 58047-5507
Document Number0001571370
Instrument DateSep 06, 2019
Instrument1571370
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyFM TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985

August 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCASS ND
Recording DateAug 26, 2019
Property Address419 7TH ST E, HORACE, ND 58047-5507
Document Number0001570036
Instrument DateAug 21, 2019
Instrument1570036
Transaction TypeConstruction Loan
Record UpdatedAug 07, 2020
Title CompanyFM TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0001570036
DateAug 26, 2019
Instrument1570036
Lender
NameCENTRAL MN CU
AddressMELROSE, MN 56352
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 25, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityHorace City
Unified School DistrictWest Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,405.00 (+13.62%)$182,950 (+104.87%) Land $28,350 Building $154,600$365,900 (+104.87%) Land $56,700 Building $309,200
2023$5,637.00 (+0.7%)$89,300 (+10.93%) Land $28,350 Building $60,950$178,600 (+10.93%) Land $56,700 Building $121,900
2022$5,598.00$80,500 Land $28,350 Building $52,150$161,000 Land $56,700 Building $104,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Nearby Flood Policies28 in force
24 of 28 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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