501 1st St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 501 1st St N, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,379 sqft · built 1895
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Sep 2023)
Tax Bill	$3,942 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29683-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29683-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	672 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	176 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 1ST ST N
City	COLD SPRING
State	MN
Zip	56320-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& P/O VAC ALLEY LYING E OF OUTLOT A & LOT 6 & LYING W OF LOTS 1-5 MUGGLI'S SUB OF BLOCK 14 MUGGLI'S SUBD SECTION 15 TOWNSHIP
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	MUGGLIS SUBD
Legal Block	14
Legal Lot Number	1A
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2033
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	501 1ST ST N, COLD SPRING, MN 56320-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 19, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Apr 20, 2009 · Amount on Record
Deed Document Number	20231577661
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 19, 2023
Property Address	501 1ST ST N, COLD SPRING, MN 56320-1424
Document Number	00A1660276
Instrument Date	Sep 6, 2023
Instrument	A1660276
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	501 1ST ST N, COLD SPRING, MN 56320-1424

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 19, 2023
Property Address	501 1ST ST N, COLD SPRING, MN 56320-1424
Document Number	00A1660276
Instrument Date	Sep 6, 2023
Instrument	A1660276
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	501 1ST ST N, COLD SPRING, MN 56320-1424

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,942.00 (+154.65%)
2025		$190,200 (+8.19%) Land $42,400 Building $147,800	$190,200 (+8.19%) Land $42,400 Building $147,800
2023	$1,548.00	$175,800 Land $42,400 Building $133,400	$175,800 Land $42,400 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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