Stearns County property record for 410 1st St N, Cold Spring, MN 56320 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,380 sqft Living Area |
| Lot Size | 9,900 sqft (0.227 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $214,900 (2026) |
| Tax Bill | $1,880.00 (2026) |
| Primary APN | 48-29815-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,411 sqft Gross Area |
| 1st Floor | 626 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,900 sqft (0.227 acres) |
| Depth X Width | 132 ft x 75 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 410 1ST ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E75' OF LTS 4 & 5 BLK 18 TOWNSITE OF COLD SPRING SECTION 22 TOWNSHIP 123 RANGE 030 TOWNSITE OF COLD SPRING SECTION 22 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 18 |
| Legal Lot Number | 4-5 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29815-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 1ST ST N, COLD SPRING, MN 56320-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2026 | Affidavit, Transfer |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jul 14, 1995 · Amount on Record |
| Deed Doc Number | 20261714036 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 29, 2026 |
| Property Address | 410 1ST ST N, COLD SPRING, MN 56320-1423 |
| Document Number | 0001714035 |
| Instrument Date | May 29, 2026 |
| Instrument | 20261714035 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 29, 2026 |
| Property Address | 410 1ST ST N, COLD SPRING, MN 56320-1423 |
| Document Number | 0001714036 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261714036 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,626.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 1ST ST N, COLD SPRING, MN 56320-1423 |
| Document Number | 0001714037, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20261714037 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,880.00 (+44.39%) | ||
| 2025 | $178,800 (+14.62%) Land $42,400 Building $136,400 | $178,800 (+14.62%) Land $42,400 Building $136,400 | |
| 2023 | $1,302.00 | $156,000 Land $42,400 Building $113,600 | $156,000 Land $42,400 Building $113,600 |
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