Stearns County property record for 408 1st St N, Cold Spring, MN 56320
| Property Type | Barber/Hair Salon |
|---|---|
| Details | 4 bd · 1.5 ba · 756 sqft · built 1917 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Company Name on File |
| Last Sale | $220,000 (Feb 2023) |
| Tax Bill | $3,542 (2026) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29816-0000 |
| Primary APN | 48-29816-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 756 sqft Total Area |
| 1st Floor Area | 756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|
| Street Address | 408 1ST ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1423 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Barber/Hair Salon |
| Legal Description | LT 6 LESS E75' BLK 18 TOWNSITE OF COLD SPRING SECTION 15 TOWNSHIP 123 RANGE 030 TOWNSITE OF COLD SPRING SECTION 15 TOWNSHIP |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 18 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 11302 |
408 1st St N, a commercial property, is owned by a company that bought it in February 2023.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 408 1ST ST N, COLD SPRING, MN 56320-1423 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on File |
| Deed Sale | Feb 28, 2023 · Amount on File |
| Prior Sale | Jul 26, 2012 · Amount on File |
| Deed Document Number | 20231515085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 8, 2023 |
| Property Address | 408 1ST ST N, COLD SPRING, MN 56320-1423 |
| Document Number | 00A1649683 |
| Instrument Date | Feb 28, 2023 |
| Instrument | A1649683 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 1ST ST N, COLD SPRING, MN 56320-1423 |
The 2026 property tax bill for 408 1st St N was $3,542.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,542.00 | ||
| 2025 | $178,600 Land $35,500 Building $143,100 | $178,600 Land $35,500 Building $143,100 | |
| 2023 | $1,964.00 | $133,800 Land $32,600 Building $101,200 | $133,800 Land $32,600 Building $101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 1st St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 408 1st St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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