5009 Sedgefield Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5009 Sedgefield Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,633 sqft · built 2005
Lot Size	0.517 acres (22,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Jul 2018)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-051.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-051.00`
Alternative APN	`74557`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	1,903 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,551 sqft (0.517 acres)
Lot Width	1 ft Width
Porch	Porch
Porch Area	102 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	74557
Street Address	5009 SEDGEFIELD DR
City	LANCASTER
State	SC
Zip	29720-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X197X100X197
Legal Subdivision	SEDGEF
Legal Block	51
Legal Lot Number	51
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5009 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jul 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDERS FCU
Jul 27, 2018	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Oct 26, 2016
Deed Document Number	201810861
Deed Book / Page	1159 / 342
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000013655
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5009 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011610
Date	Sep 14, 2023
Book Page	5022/126
Instrument	2023011610

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Jul 2, 2021
Property Address	5009 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000013655
Book / Page	1450 / 86
Map Reference	PL 99-568
Instrument Date	Jun 28, 2021
Instrument	2021013655
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5009 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000013656
Date	Jul 2, 2021
Instrument	2021013656

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 27, 2018
Property Address	5009 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000010861
Book / Page	1159 / 342
Map Reference	PL99-568
Instrument Date	Jul 26, 2018
Instrument	2018010861
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$599.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5009 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000010862
Date	Jul 27, 2018
Instrument	2018010862

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (+9.39%)	$10,208 (+23.11%) Land $1,377 Building $8,831	$296,500 (+43.03%) Land $40,000 Building $256,500
2024	$1,363.00 (+7.58%)
2023	$1,267.00	$8,292 Land $1,000 Building $7,292	$207,300 Land $25,000 Building $182,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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