5005 Sedgefield Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5005 Sedgefield Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,918 sqft · built 2002
Lot Size	0.602 acres (26,226 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Aug 2021)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-052.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-052.00`
Alternative APN	`74558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,340 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,226 sqft (0.602 acres)
Lot Width	106 ft Width
Porch	Porch
Porch Area	254 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	74558
Street Address	5005 SEDGEFIELD DR
City	LANCASTER
State	SC
Zip	29720-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	SEDGEF
Legal Block	52
Legal Lot Number	52
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

5005 Sedgefield Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jun 9, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2021	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 4, 2021	Intrafamily Transfer, Transfer
Aug 9, 2019	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Aug 9, 2019 · Amount on File
Deed Document Number	202115893
Deed Book / Page	1460 / 64
Prior Transfer Date	Aug 12, 2005
Prior Transfer Doc	00295/0337
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000015940
Date	Dec 27, 2023
Book Page	5068/237
Instrument	2023015940

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000007387
Date	Jun 9, 2025
Book Page	5356/14
Instrument	2025007387

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Aug 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000001288
Date	Jan 31, 2025
Book Page	5276/327
Instrument	2025001288

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Aug 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 4, 2021
Property Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000015893
Book / Page	1460 / 64
Map Reference	PL 99-568
Instrument Date	Aug 3, 2021
Instrument	2021015893
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000015894
Date	Aug 4, 2021
Instrument	2021015894

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Aug 4, 2021
Property Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000015895
Book / Page	1460 / 66
Map Reference	PL 99-568
Instrument Date	Aug 3, 2021
Instrument	2021015895
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 9, 2019
Property Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000011715
Book / Page	1259 / 140
Map Reference	PL 99-568
Instrument Date	Aug 8, 2019
Instrument	2019011715
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000011716
Date	Aug 9, 2019
Instrument	2019011716

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5005 Sedgefield Dr was $1,539, up 9.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+9.46%)	$10,539 Land $1,249 Building $9,290	$337,600 Land $40,000 Building $297,600
2024	$1,406.00 (+0.43%)
2023	$1,400.00 (+0.43%)	$9,164 (-) Land $1,000 Building $8,164	$229,100 (-) Land $25,000 Building $204,100
2022	$1,394.00	$9,164 Land $1,000 Building $8,164	$229,100 Land $25,000 Building $204,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5005 Sedgefield Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5005 Sedgefield Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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