5024 Sedgefield Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5024 Sedgefield Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,593 sqft · built 2004
Lot Size	0.447 acres (19,489 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jun 2016)
Tax Bill	$765 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-075.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-075.00`
Alternative APN	`74569`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,265 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,489 sqft (0.447 acres)
Lot Dimensions	15 ft deep x 1 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Porch	Porch
Porch Area	126 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	74569
Street Address	5024 SEDGEFIELD DR
City	LANCASTER
State	SC
Zip	29720-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X150
Legal Subdivision	SEDGEF
Legal Block	75
Legal Lot Number	75
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4015
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5024 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 1, 2019	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on Record
Deed Sale	Jun 17, 2016 · Amount on Record
Prior Sale	Oct 2, 2008 · Amount on Record
Deed Document Number	20168420
Deed Book / Page	974 / 310
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jul 17, 2026
Property Address	5024 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000010274
Book / Page	5633 / 272
Instrument Date	Jul 13, 2026
Instrument	202610274
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5024 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000010274,
Date	Jul 17, 2026
Book Page	5633/272
Instrument	202610274

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.84%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5024 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002867
Date	Mar 1, 2019
Book Page	3696/206
Instrument	2019002867

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	LANCASTER, SC 29720

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.84%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.84%
Index	1-Year LIBOR
Max Rate	9.84%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+12.83%)	$6,237 (+15.01%) Land $866 Building $5,371	$288,200 (+107.34%) Land $40,000 Building $248,200
2024	$678.00 (+0.44%)
2023	$675.00	$5,423 Land $702 Building $4,721	$139,000 Land $18,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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