5005 E Orchard Rd, Spokane, WA 99217 Property Records

Spokane County property record for 5005 E Orchard Rd, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 7,570 sqft · built 1997
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2009)
Tax Bill	$11,283 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36232.9098`

Property Details

APN / Parcel Number

Primary APN	`36232.9098`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	7,570 sqft Living Area
Gross Area	9,825 sqft
1st Floor Area	2,423 sqft
Upper Floors Area	2,143 sqft
Basement Area	2,143 sqft
Finished Basement	2,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	438,214 sqft
Garage Type	Detached
Garage Area	1,344 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Deck Area	880 sqft
Patio Area	880 sqft
Tennis Court	Tennis Court
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5005 E ORCHARD RD
City	SPOKANE
State	WA
Zip	99217-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	23-26-43 PTN NW1/4 DAF; BEG 114.30FT W OF N1/4 SEC COR T H W ALG N SEC LN 348.05FT TH S1263.17FT TH E ALG ORCHARD RD 3 47.93FT TH N1255.66FT TO POB
Legal Range	43
Legal Township	26
Legal Section	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3013
Census Tract	11202

Owner

5005 E Orchard Rd is owned by two individuals who bought it in January 2009.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1300, MEAD, WA 99021-1300
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · ARM MOUNTAIN WEST BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Aug 26, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2009 · Amount on File
Deed Sale	Jan 28, 2009 · Amount on File
Prior Sale	Oct 2, 2007 · Amount on File
Deed Document Number	20095753883
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5005 E ORCHARD RD, SPOKANE, WA 99217-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006814328
Date	Jun 18, 2019
Instrument	6814328

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5005 E ORCHARD RD, SPOKANE, WA 99217-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006974161
Date	Sep 28, 2020
Instrument	6974161

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5005 E ORCHARD RD, SPOKANE, WA 99217-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006959865
Date	Aug 26, 2020
Instrument	6959865

Lender

Name	US BANK NA
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5005 E Orchard Rd was $11,283, up 27.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Orchard Prairie School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,283.00 (+27.23%)	$1,766,620 Land $292,420 Building $1,474,200	$1,766,620 Land $292,420 Building $1,474,200
2025	$8,868.00
2024		$1,156,700 (+26.69%) Land $214,300 Building $942,400	$1,156,700 (+26.69%) Land $214,300 Building $942,400
2023	$8,288.00 (+1.62%)	$912,980 Land $162,180 Building $750,800	$912,980 Land $162,180 Building $750,800
2022	$8,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5005 E Orchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5005 E Orchard Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10

May also be available: AT&T, Verizon, Xfinity.

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