4620 E Orchard Rd, Spokane, WA 99217 Property Records

Spokane County property record for 4620 E Orchard Rd, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,925 sqft · built 2000
Lot Size	4.96 acres (216,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$696,910 (Aug 2026)
Tax Bill	$5,616 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36232.9125`

Property Details

APN / Parcel Number

Primary APN	`36232.9125`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	1 Story
Building Area	3,925 sqft Living Area
Gross Area	5,380 sqft
1st Floor Area	2,343 sqft
Basement Area	2,343 sqft
Finished Basement	1,582 sqft
Unfinished Basement	761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	216,493 sqft
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	7 Parking Spaces
Deck Area	340 sqft
Patio Area	902 sqft
Canopy	562 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4620 E ORCHARD RD
City	SPOKANE
State	WA
Zip	99217-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	23-26-43 PTN OF NW1/4 OF NW1/4 DAF: BEG AT SW COR OF NW1/4 OF NW1/4 OF SEC 23, TH S 89DEG 02MIN 51SDS E ALG S LN OF SD NW1/4 OF NW1/4 573.73FT TO POB, TH N 24DEG 43MIN 55SDS E 427.63FT TH S 75DEG 14MIN 10SDS E 592.06FT TO W R/W LN OF ORCHARD RD TH S
Legal Range	43
Legal Township	26
Legal Section	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3034
Census Tract	11202

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4221 E 21ST AVE, SPOKANE, WA 99223-5475
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage RANLIFE
Oct 16, 2023	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage GINGER GAUNT
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jun 14, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	20267512319
Prior Transfer Date	Sep 22, 2023
Prior Transfer Doc	0007313522
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2026
Property Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0007512319
Instrument Date	Aug 12, 2026
Instrument	20267512319
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 E 21ST AVE, SPOKANE, WA 99223-5475

Mortgage

Document Number	0007512319,
Date	Aug 31, 2026
Instrument	20267512319

Lender

Name	RANLIFE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 16, 2023
Property Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0007313522
Instrument Date	Sep 22, 2023
Instrument	7313522
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329

Mortgage

Document Number	0007313726
Date	Oct 16, 2023
Instrument	7313726

Lender

Name	GINGER GAUNT
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006909438
Date	Apr 9, 2020
Instrument	6909438

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 14, 2018
Property Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0006716169
Instrument Date	Jun 12, 2018
Instrument	6716169
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4620 E ORCHARD RD SPOKANE WA 992179329, SPOKANE, WA 99217-9329

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 24, 2018
Property Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0006701656
Instrument Date	Apr 23, 2018
Instrument	6701656
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 E ORCHARD RD, SPOKANE, WA 99217-9329

Mortgage

Document Number	0006701657
Date	Apr 24, 2018
Instrument	6701657

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Orchard Prairie School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,616.00 (+29.64%)	$734,160 (+26.66%) Land $216,460 Building $517,700	$734,160 (+26.66%) Land $216,460 Building $517,700
2025	$4,332.00 (-2.39%)	$579,650 (-5.56%) Land $169,550 Building $410,100	$579,650 (-5.56%) Land $169,550 Building $410,100
2024		$613,770 (+12.86%) Land $153,370 Building $460,400	$613,770 (+12.86%) Land $153,370 Building $460,400
2023	$4,438.00 (-9.3%)	$543,830 Land $121,430 Building $422,400	$543,830 Land $121,430 Building $422,400
2022	$4,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10

May also be available: AT&T, Verizon, Xfinity.

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