4626 E Orchard Rd, Spokane, WA 99217 Property Records

Spokane County property record for 4626 E Orchard Rd, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,290 sqft · built 1970
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$567,000 (Apr 2026)
Tax Bill	$4,622 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36232.9041`

Property Details

APN / Parcel Number

Primary APN	`36232.9041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,290 sqft Living Area
Gross Area	4,010 sqft
1st Floor Area	1,940 sqft
Basement Area	1,394 sqft
Finished Basement	1,350 sqft
Unfinished Basement	44 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	560 sqft
Patio Area	450 sqft
Canopy	450 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4626 E ORCHARD RD
City	SPOKANE
State	WA
Zip	99217-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	23-26-43 PTN OF S1/2 OF NW1/4 DAF; BEG AT NE COR OF S1/2 OF NW1/4 OF SD SEC TH W1697.06FT TO TRUE POB TH S285.F T TH E200FT TH N235FT TH E232.79FT TO A PT 65FT E OF W LN OF ORCHARD RD TH N35FT TO S LN OF SD RD TH W65FT TH N ALG W LN OF SD RD 15.FT TH
Legal Range	43
Legal Township	26
Legal Section	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3034
Census Tract	11202

Owner

4626 E Orchard Rd is owned by two individuals who bought it in April 2026.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6038 W HEINE RD, COEUR D ALENE, ID 83814-7914
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK AND TRUST
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 23, 2019	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Oct 3, 2019 · Amount on File
Deed Document Number	20267480973
Prior Transfer Date	Jun 19, 2015
Prior Transfer Doc	0006412273
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 8, 2026
Property Address	4626 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0007480973
Instrument Date	Apr 6, 2026
Instrument	20267480973
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924,412.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 W HEINE RD, COEUR D ALENE, ID 83814-7914
Investor	Possibly a Property Investor

Mortgage

Document Number	0007480974,
Date	Apr 8, 2026
Instrument	20267480974

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 3, 2019
Property Address	4626 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0006849654
Instrument Date	Oct 3, 2019
Instrument	6849654
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG INSURED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,036.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4626 E ORCHARD RD, SPOKANE, WA 99217-9329

Mortgage

Document Number	0006849655
Date	Oct 3, 2019
Instrument	6849655

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 23, 2019
Property Address	4626 E ORCHARD RD, SPOKANE, WA 99217-9329
Document Number	0006799394
Instrument Date	Apr 22, 2019
Instrument	6799394
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,591.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4626 E ORCHARD RD SPOKANE WA 992179329, SPOKANE, WA 99217-9329

Mortgage

Document Number	6799395
Date	Apr 23, 2019
Instrument	6799395

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4626 E Orchard Rd was $4,622, up 24.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Orchard Prairie School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,622.00 (+24.11%)	$549,280 (+15.64%) Land $180,480 Building $368,800	$549,280 (+15.64%) Land $180,480 Building $368,800
2025	$3,724.00	$475,000 (-0.79%) Land $114,500 Building $360,500	$475,000 (-0.79%) Land $114,500 Building $360,500
2024		$478,800 (+18.08%) Land $76,300 Building $402,500	$478,800 (+18.08%) Land $76,300 Building $402,500
2023	$3,481.00 (-5.15%)	$405,500 Land $51,700 Building $353,800	$405,500 Land $51,700 Building $353,800
2022	$3,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4626 E Orchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4626 E Orchard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10

May also be available: AT&T, Verizon, Xfinity.

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