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5004 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5004 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,754 sqft · built 2021
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on Record
Last Sale$114,000 (Jan 2017)
Tax Bill$4,475 (2025)
Deeds & MortgagesJul 2020 Construction Loan
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN6304.19.62.8361000

Property Details

APN / Parcel Number

Primary APN6304.19.62.8361000
Alternative APNs
  • 21046
  • 57378

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,754 sqft Heated Area
Gross Area1,790 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Deck Area6 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number57378
Street Address5004 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL16 SB B20 EMERALD ISLE
Legal SubdivisionEMERALD ISLE
Legal Block62
Legal Lot Number16
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1100
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5004 EMERALD DR, EMERALD ISLE, NC 28594-3623
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Construction Mortgage
HOMESIDE FINANCIAL LLC
Jan 3, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2017 · Amount on Record
Deed SaleJan 3, 2017 · Amount on Record
Deed Document Number20171563367
Deed Book / Page1563 / 367
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address5004 EMERALD DR, EMERALD ISLE, NC 28594-3623
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016810229
DateJul 31, 2020
Book Page1681/229
Instrument1681229
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 15, 2051

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 3, 2017
Property Address5004 EMERALD DR, EMERALD ISLE, NC 28594-3623
Document Number0015630367
Book / Page001563 / 000367
Instrument DateDec 28, 2016
Transaction TypeTransfer
Record UpdatedJan 9, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$228.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97 HUMMINGBIRD CT DUNKIRK MD 207542506, DUNKIRK, MD 20754-2506

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,225,146 (-) Land $336,691 Building $888,455$1,225,146 (-) Land $336,691 Building $888,455
2025$4,475.00 (+624.11%)$1,225,146 (+176.31%) Land $336,691 Building $888,455$1,225,146 (+176.31%) Land $336,691 Building $888,455
2023$443,395 Land $127,500 Building $315,895$443,395 Land $127,500 Building $315,895
2022$618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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