4904 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 4904 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,028 sqft · built 1980
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2020)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6304.19.72.1358000`

Property Details

APN / Parcel Number

Primary APN	`6304.19.72.1358000`
Alternative APNs	`134606` `40343`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,028 sqft Heated Area
Gross Area	1,266 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,854 sqft (0.341 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	40343
Street Address	4904 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 SB B20 EMERALD ISLE
Legal Subdivision	BLOCK
Legal Block	72
Legal Lot Number	13
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1100
Census Tract	970903

Owner

4904 Emerald Dr is owned by an individual who bought it in July 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	601 PELLETIER LOOP RD, M78, SWANSBORO, NC 28584-7537
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Jul 21, 2006 · Amount on File
Deed Document Number	20201678232
Deed Book / Page	1678 / 232
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 10, 2020
Property Address	4904 EMERALD DR, EMERALD ISLE, NC 28594-3621
Document Number	0016780232
Book / Page	1678 / 232
Map Reference	MB 14 PG 33
Instrument Date	Jul 7, 2020
Instrument	1678232
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 MILL POND DR, 1913, CHESAPEAKE, VA 23320-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 EMERALD DR, EMERALD ISLE, NC 28594-3621

Mortgage

Document Number	1678233
Date	Jul 10, 2020
Instrument	1678-233

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4904 Emerald Dr was $2,953.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,752 (-) Land $339,966 Building $423,786	$763,752 (-) Land $339,966 Building $423,786
2025	$2,953.00	$763,752 Land $339,966 Building $423,786	$763,752 Land $339,966 Building $423,786
2023		$307,379 Land $127,500 Building $179,879	$307,379 Land $127,500 Building $179,879
2022	$1,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4904 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4904 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures