4906 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 4906 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Vacant Land
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2021)
Tax Bill	$618 (2022)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6304.19.72.0356000`

Property Details

APN / Parcel Number

Primary APN	`6304.19.72.0356000`
Alternative APNs	`104750` `58704`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	4906 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3621
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COM AREA CROSS BREEZE TOWNHOME
Legal Subdivision	CROSS BREEZE TOWNHOMES
Legal Block	72
Legal Lot Number	14
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1100
Census Tract	970903

Owner

4906 Emerald Dr, vacant land, is owned by two individuals who bought it in May 2021.

Source: Carteret County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4906 EMERALD DR, E, EMERALD ISLE, NC 28594-3621
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 10, 2020	Warranty Deed, Transfer · Line of Credit SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20211724172
Deed Book / Page	1724 / 172
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 28, 2021
Property Address	4906 EMERALD DR, EMERALD ISLE, NC 28594-3621
Document Number	0017240172
Book / Page	1724 / 172
Map Reference	MB 34 PG 223
Instrument Date	May 27, 2021
Instrument	1724172
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4580, EMERALD ISLE, NC 28594-4580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CANTERWOOD DR, APEX, NC 27539-7806

Mortgage

Document Number	0001724173
Date	May 28, 2021
Instrument	1724-173

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 10, 2020
Property Address	4906 EMERALD DR, EMERALD ISLE, NC 28594-3621
Document Number	0016780273
Book / Page	1678 / 273
Map Reference	MB 14 PG 33
Instrument Date	Jul 2, 2020
Instrument	1678273
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 356, OCRACOKE, NC 27960-0356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4580, EMERALD ISLE, NC 28594-4580
Investor	Possibly a Property Investor

Mortgage

Document Number	0001678274
Date	Jul 10, 2020
Instrument	1678-274

Lender

Name	SELECT BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024			$1 (-) Land $1
2023		$1 Land $1	$1 Land $1
2022	$618.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4906 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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