Charlotte County property record for 5001 Rustic Dr, Punta Gorda, FL 33982 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,006 sqft Living Area |
| Lot Size | 435,600 sqft (10 acres) |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,656.00 (2024) |
| Primary APN | 402428300010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 2,856 sqft Gross Area |
| 1st Floor | 1,944 sqft 1st Floor |
| Upper Floors | 594 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 435,600 sqft (10 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 3,244 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 24 sqft Patio |
| Porch Area | 342 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00731450009200 |
|---|---|
| Street Address | 5001 RUSTIC DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28 40 24 P-8-7 10.0A M/L THE E1/2 PARCEL K AS DESC IN 1162/966 COMM SW COR SEC TH E ALG SEC LINE 165 FT N 62 FT E 338.44 FT FOR POB TH N 1288 FT E 338 FT S 1280 FT W 338 FT TO POB 1162/966 1229/1606 1241/2169 1341/1295&97 1810/1657 CT2253/802 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 28 |
| Legal Tract | ZZZ |
| Legal Block | P8-7 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | PUNTA GORDA |
| Census Blockgroup | 1 |
| Census Block | 1106 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 402428300010
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5001 RUSTIC DR, PUNTA GORDA, FL 33982-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN EXPRESS LENDING |
| Nov 17, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 24, 2019 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 |
| Deed Sale | Jul 24, 2019 |
| Prior Sale | Jun 29, 2010 · Amount on Record |
| Deed Doc Number | 20192729156 |
| Deed Book / Page | 4463 / 2073 |
| Prior Transfer Date | Jul 18, 2019 |
| Prior Transfer Doc | 0044632073 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5001 RUSTIC DR, PUNTA GORDA, FL 33982-8719 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5001 RUSTIC DR, PUNTA GORDA, FL 33982-8719 |
| Document Number | 0048382088 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 4838/2088 |
| Instrument | 2996035 |
| Name | WESTERN EXPRESS LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5001 RUSTIC DR, PUNTA GORDA, FL 33982-8719 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5001 RUSTIC DR, PUNTA GORDA, FL 33982-8719 |
| Document Number | 0046630066 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 4663/66 |
| Instrument | 2873509 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 24, 2019 |
| Property Address | 5001 RUSTIC DR, PUNTA GORDA, FL 33982-8719 |
| Document Number | 0044632073 |
| Book / Page | 004463 / 002073 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2729156 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5001 RUSTIC DR PUNTA GORDA FL 339828719, PUNTA GORDA, FL 33982-8719 |
| Document Number | 44632076 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 004463/002076 |
| Instrument | 2729157 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,021.00 (-28.91%) Homeowner's exemption | $306,549 (+5.9%) | $539,122 (+15.32%) Land $187,000 Building $352,122 |
| 2024 | $5,656.00 (+5.05%) | ||
| 2023 | $5,384.00 (+4.5%) Homeowner's exemption | $289,467 (+3%) | $467,492 (+22.68%) Land $210,000 Building $257,492 |
| 2022 | $5,152.00 Homeowner's exemption | $281,036 | $381,061 Land $85,000 Building $296,061 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 100 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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