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4900 Rustic Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4900 Rustic Dr, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,714 sqft · built 1997
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Nov 2023)
Tax Bill$10,496 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN40-24-28-300-002

Property Details

APN / Parcel Number

Primary APN40-24-28-300-002
Alternative APN
  • 0073145-000950-4

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,714 sqft Living Area
Gross Area6,373 sqft

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area435,600 sqft (10 acres)
Garage TypeFinished
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area4,086 sqft
Shed1 Shed
Shed Area140 sqft
Total Buildings5 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number00731450009504
Street Address4900 RUSTIC DR
CityPUNTA GORDA
StateFL
Zip33982-8720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionZZZ 284024 P8-4-1 ZZZ 284024 P8-4-1 28 40 24 P8-4-1 10 AC M/L COMM AT SW COR SEC 28 N 1299.76FT E 364.93FT FOR POB
Legal Range24E
Legal Township40S
Legal Section28
Legal SubdivisionACREAGE
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1013
Census Tract10100

Owner

Source: Charlotte County records · APN 40-24-28-300-002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4900 RUSTIC DR, PUNTA GORDA, FL 33982-8720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
Nov 16, 2023Warranty Deed, Transfer
ALL AMERICA TITLE SERVICES INC, ALL AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Prior SaleMar 14, 2017 · Amount on Record
Deed Document Number3339238
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address4900 RUSTIC DR, PUNTA GORDA, FL 33982-8720
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 RUSTIC DR, PUNTA GORDA, FL 33982-8720

Mortgage

Document Number0049161267
DateJan 27, 2022
Book Page4916/1267
Instrument3050967
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 16, 2023
Property Address4900 RUSTIC DR, PUNTA GORDA, FL 33982-8720
Document Number0003339238
Instrument DateNov 16, 2023
Instrument3339238
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyALL AMERICA TITLE SERVICES INC, ALL AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$3,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17868 WOODLAND CT, PUNTA GORDA, FL 33982-5129

Transferred To (Grantee/Buyer)

NameVerified Name
Address8819 ATTALLA AVE, NORTH PORT, FL 34287-3730

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,496.00 (+864.71%)$695,821 (+863.38%)$750,122 (+3.1%) Land $220,000 Building $530,122
2023$1,088.00 (-80.86%) Homeowner's exemption$72,227 (-78.29%)$727,577 (+15.75%) Land $210,000 Building $517,577
2022$5,683.00 Homeowner's exemption$332,632$628,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 518 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
352 under condo master policies
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire LikelihoodAbout 1 in 121 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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