4850 Rustic Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4850 Rustic Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Pasture
Details	3 bd · 3 ba · 4,028 sqft · built 1982
Lot Size	9.98 acres (434,728 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Oct 2003)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`402428300001`

Property Details

APN / Parcel Number

Primary APN	`402428300001`
Alternative APNs	`00731450007006` `10004627483`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,028 sqft Gross Area
1st Floor Area	4,028 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	434,728 sqft (9.98 acres)
Garage Type	Detached
Garage Area	2,091 sqft
Driveway	Driveway
Driveway Area	6,180 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	372 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00731450007006
Street Address	4850 RUSTIC DR
City	PUNTA GORDA
State	FL
Zip	33982-8705
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AG
Legal Description	28&29-40-24 P-8-3 9.98 AC M/L COMM AT SW COR SEC 26 TH N 1299.76FTFOR POB TH E 364.96FT N 694.10FT W 364.63FT TO W LN SEC 28 TH N 86.07 FT W 206.41FT S 775.70FT E 268.62FT TO POB AKA PARCEL C 178/723 265/687 461/459 574/1529 E579/1406 692/21
Legal Tract	ZZZ
Legal Block	P8-3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1013
Census Tract	10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4850 RUSTIC DR, PUNTA GORDA, FL 33982-8705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2003 · Amount on Record
Deed Sale	Oct 9, 2003 · Amount on Record
Prior Sale	Jul 8, 1996 · Amount on Record
Deed Book / Page	2321 / 1820
Last Transfer Date	Jan 22, 2020
Transfer Doc	0045411149
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 20, 2020
Property Address	4850 RUSTIC DR, PUNTA GORDA, FL 33982-8705
Document Number	0045411149
Book / Page	004541 / 001149
Instrument Date	Jan 22, 2020
Instrument	2788018
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4850 RUSTIC DR PUNTA GORDA FL 339828705, PUNTA GORDA, FL 33982-8705

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (-26.04%) Homeowner's exemption Widower's exemption	$191,899 (+6.81%)	$503,644 (+2.49%) Land $189,926 Building $313,718
2024	$2,961.00 (+12.5%)
2023	$2,632.00 (-12.35%) Homeowner's exemption Widower's exemption	$179,670 (+2.94%)	$491,412 (+14.22%) Land $209,580 Building $281,832
2022	$3,003.00 Homeowner's exemption Widower's exemption	$174,534	$430,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	CHARLOTTE COUNTY UTILITIES
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20