5060 Taft Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 5060 Taft Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,670 sqft · built 1995
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-054-0005-050`

Property Details

APN / Parcel Number

Primary APN	`74-14-054-0005-050`

Interior

Full Baths	2 Baths
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	15,682 sqft (0.36 acres)
Lot Depth	130 ft Depth
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5060 TAFT RD
City	CLAY
State	MI
Zip	48001-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG AT INT/SEC OF TAFT RD & FOLKERT RD, TH N 16D 2M 57S E 163.12' & N 69D 7M W 226.65' TO BEG, TH N 69D 7M W 96.76', TH S 16D
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2003
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5060 TAFT RD, CLAY, MI 48001-4738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Intrafamily Transfer, Transfer
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2024
Transfer Doc	0005692282
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 22, 2024
Property Address	5060 TAFT RD, CLAY, MI 48001-4738
Document Number	0005692282
Book / Page	5692 / 282
Instrument Date	Feb 14, 2024
Instrument	2024002953
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5060 TAFT RD, CLAY, MI 48001-4738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5060 TAFT RD, CLAY, MI 48001-4738

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5060 TAFT RD, CLAY, MI 48001-4738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050770542
Date	Jul 22, 2019
Book Page	5077/542
Instrument	2019014741

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,700 (+12.94%)	$347,400 (+12.94%)
2025	$2,897.00 (+2.8%) Homeowner's exemption	$153,800 (+8.16%)
2024	$2,818.00 (+8.55%)		$307,600 (+8.16%)
2023		$142,200
2022	$2,596.00		$284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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