500 Winterset Trl, Tryon, NC 28782 Property Records

Polk County property record for 500 Winterset Trl, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,428 sqft · built 1996
Lot Size	6.91 acres (301,000 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Sep 2017)
Tax Bill	$6,070 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P76-27`

Property Details

APN / Parcel Number

Primary APN	`P76-27`
Alternative APN	`55371`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Total Rooms	7 Rooms
Building Area	2,428 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	301,000 sqft (6.91 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Indoor Pool
Pool Area	576 sqft
Porch	Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55371
Street Address	500 WINTERSET TRL
City	TRYON
State	NC
Zip	28782-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	TRACT B, 0W16 WINTERSET TRAIL
Legal Subdivision	WINTERSET TRAIL
Legal Tract	B
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1019
Census Tract	920103

Owner

500 Winterset Trl is owned and occupied by two individuals who bought it in September 2017.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	500 WINTERSET TRL, TRYON, NC 28782-6628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 25, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Mar 3, 1989 · Amount on File
Deed Document Number	20174663670003
Deed Book / Page	429 / 116
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	00350/0044
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	500 WINTERSET TRL, TRYON, NC 28782-6628
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448/493
Date	Apr 22, 2020
Book Page	448/493

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	30614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 25, 2017
Property Address	500 WINTERSET TRL, TRYON, NC 28782-6628
Document Number	00429/0116
Book / Page	429 / 0116
Instrument Date	Sep 25, 2017
Instrument	004663670003
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 WINTERSET TRL, 500, TRYON, NC 28782-6628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 WINTERSET TRL, TRYON, NC 28782-6628

Mortgage

Document Number	000429/119
Date	Sep 25, 2017
Book Page	429/119
Instrument	004663680010

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 500 Winterset Trl was $6,070.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,070.00	$1,161,401 (-) Land $119,190 Building $1,042,211	$1,161,401 (-) Land $119,190 Building $1,042,211
2025	$6,070.00	$1,161,401 Land $119,190 Building $1,042,211	$1,161,401 Land $119,190 Building $1,042,211
2023	$5,529.00	$868,312 Land $88,280 Building $780,032
2021			$868,312 Land $88,280 Building $780,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Winterset Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Winterset Trl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Skyrunner Fixed Wireless · Fiber in parts of the area	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Winterset Trl

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