Polk County property record for 390 Winterset Trl, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,012 sqft · built 2005 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | Company Name on Record |
| Last Sale | $375,000 (Jan 2006) |
| Tax Bill | $2,833 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P76-41 |
| Primary APN | P76-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,012 sqft Finished Area |
| Basement Area | 772 sqft |
| Finished Basement | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 36461 |
|---|---|
| Street Address | 390 WINTERSET TRL |
| City | TRYON |
| State | NC |
| Zip | 28782-6626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | LOT 9, 0W16 WINTERSET TRAIL |
| Legal Subdivision | WINTERSET TRAIL |
| Legal Lot Number | 9 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 920103 |
Source: Polk County records, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 390 WINTERSET TRL, TRYON, NC 28782-6626 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2006 · Amount on Record |
| Deed Sale | Jan 26, 2006 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 337 / 298 |
| Last Transfer Date | Dec 28, 2007 |
| Transfer Doc | 00361/0746 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 390 WINTERSET TRL, TRYON, NC 28782-6626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 450/528 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 450/528 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,833.00 (+10.92%) | $542,167 (+35.13%) Land $84,800 Building $457,367 | $542,167 (+35.13%) Land $84,800 Building $457,367 |
| 2023 | $2,554.00 | $401,213 Land $63,600 Building $337,613 | |
| 2021 | $401,213 Land $63,600 Building $337,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fiber · Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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