Polk County property record for 296 Winterset Trl, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,550 sqft · built 2006 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Mar 2002) |
| Tax Bill | $3,711 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P76-42 |
| Primary APN | P76-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,550 sqft Finished Area |
| Basement Area | 1,550 sqft |
| Unfinished Basement | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29827 |
|---|---|
| Street Address | 296 WINTERSET TRL |
| City | TRYON |
| State | NC |
| Zip | 28782-6625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | LOT 8, 0W16 WINTERSET TRAIL |
| Legal Subdivision | WINTERSET TRAIL |
| Legal Lot Number | 8 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 920103 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 296 WINTERSET TRL, TRYON, NC 28782-6625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2002 · Amount on Record |
| Deed Sale | Mar 7, 2002 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 282 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 296 WINTERSET TRL, TRYON, NC 28782-6625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 449/2204 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 449/2204 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,711.00 | $710,103 (-) Land $84,800 Building $625,303 | $710,103 (-) Land $84,800 Building $625,303 |
| 2025 | $3,711.00 (+14.71%) | $710,103 (+39.76%) Land $84,800 Building $625,303 | $710,103 (+39.76%) Land $84,800 Building $625,303 |
| 2023 | $3,235.00 | $508,072 Land $63,600 Building $444,472 | |
| 2021 | $508,072 Land $63,600 Building $444,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fiber · Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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