500 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 500 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Apartments (5+ Units)
Details	11,280 sqft · built 1949
Lot Size	0.891 acres (38,795 sqft)
Owner	Company Name on Record
Last Sale	$376,700 (Jun 2019)
Tax Bill	$13,383 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-402-008`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-402-008`

Interior

Units	16 Units
Stories	2 Stories
Building Area	11,280 sqft Living Area
1st Floor Area	5,280 sqft
2nd Floor Area	5,280 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	38,795 sqft (0.891 acres)
Lot Dimensions	244 ft deep x 159 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	2,380 sqft
Porch	Slab
Porch Area	121 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	500 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1728
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	N SI GRUBE RD W OF PLUM ST
Legal Range	9W
Legal Township	4N
Legal Section	6
Legal Subdivision	GRUBE
Legal Block	402
Legal Lot Number	8
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	1900

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 S MAIN ST, URBANA, OH 43078-2112
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage PERPETUAL FSB
Jun 19, 2019	Warranty Deed, Transfer
Nov 28, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage OVERHOLSER INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	20197380
Deed Book / Page	2158 / 1811
Prior Transfer Date	Feb 26, 2009
Prior Transfer Doc	0000003035
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	500 W HARDING RD, SPRINGFIELD, OH 45504-1728
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009058
Date	Jun 30, 2020
Book Page	2174/572
Instrument	202000009058

Lender

Name	PERPETUAL FSB
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 19, 2019
Property Address	500 W HARDING RD, SPRINGFIELD, OH 45504-1728
Document Number	0000007380
Book / Page	2158 / 1811
Instrument Date	Jun 11, 2019
Instrument	201900007380
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 1 2 SCIOTO STREET, URBANA, OH 43078

November 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	CLARK OH
Recording Date	Nov 28, 2017
Property Address	500 W HARDING RD, SPRINGFIELD, OH 45504-1728
Book / Page	002133 / 001163
Instrument Date	Nov 20, 2017
Instrument	16725
Transaction Type	Construction Loan
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 1/2 SCIOTO ST URBANA OH 430782126, URBANA, OH 43078-2126

Mortgage

Document Number	0000016725
Date	Nov 28, 2017
Book Page	002133/001163
Instrument	16725

Lender

Name	OVERHOLSER INVESTMENTS LLC
Address	3931 LAWRENCEVILLE DR, SPRINGFIELD, OH 45504-4457

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 27, 2018

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,383.00 (+52.13%)	$152,360 (+27.84%) Land $28,510 Building $123,850	$435,330 (+27.85%) Land $81,470 Building $353,860
2024	$8,797.00 (+0.02%)
2023		$119,180 Land $20,370 Building $98,810
2022	$8,795.00		$340,490 Land $58,190 Building $282,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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