425 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 425 W Harding Rd, Springfield, OH 45504 · Last verified January 2026

Property Summary

Property Type	Medical Building
Details	1,440 sqft · built 1951
Lot Size	0.187 acres (8,159 sqft)
Owner	Owner Name on File
Last Sale	$212,500 (Dec 2014)
Tax Bill	$2,850 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-406-005`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-406-005`

Interior

Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	170 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1748
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	GOVE E PT & VAC ALLEY E; 50
Legal Subdivision	GOVE
Legal Block	406
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2024
Census Tract	1900

Owner

Source: Clark County records · APN 340-06-00006-406-005

Assessment roll updated August 8, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1920 AUDUBON PARK DR, SPRINGFIELD, OH 45504-1213

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
May 03, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2014 · Amount on Record
Deed Sale	Dec 03, 2014 · Amount on Record
Deed Document Number	4271
Deed Book / Page	002043 / 000398
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	425 W HARDING RD, SPRINGFIELD, OH 45504-1748
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013874
Date	Aug 09, 2021
Book Page	2195/4340
Instrument	202100013874

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43210

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	425 W HARDING RD, SPRINGFIELD, OH 45504-1748
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007499
Date	May 03, 2021
Book Page	2190/1182
Instrument	202100007499

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated August 8, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,400 (+22.73%) Land $8,000 Building $39,400	$135,420 (+22.71%) Land $22,850 Building $112,570
2024	$2,850.00
2023		$38,620 Land $5,710 Building $32,910
2022	$2,850.00		$110,360 Land $16,320 Building $94,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clark County (39023C), updated February 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390230019002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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