528 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 528 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Apartments (5+ Units)
Details	6,384 sqft · built 1952
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$188,400 (Jun 2019)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-402-018`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-402-018`

Interior

Units	16 Units
Stories	2 Stories
Building Area	6,384 sqft Living Area
1st Floor Area	3,192 sqft
2nd Floor Area	3,192 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	243 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1732
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	N SI HARDING RD W OF PLUM
Legal Range	9W
Legal Township	4N
Legal Section	6
Legal Block	402
Legal Lot Number	18
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	1900

Owner

528 W Harding Rd, a residential property, is owned by a company that bought it in June 2019.

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	112 S MAIN ST, URBANA, OH 43078-2112
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit PERPETUAL FSB/URBANA
Jun 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 28, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage AMO PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20197381
Deed Book / Page	2158 / 1815
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	528 W HARDING RD, SPRINGFIELD, OH 45504-1732
Document Number	0000009058
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	528 W HARDING RD SPRINGFIELD OH 455041732, SPRINGFIELD, OH 45504-1732

Mortgage

Document Number	0000009058
Date	Jun 30, 2020
Book Page	002174/000572
Instrument	9058

Lender

Name	PERPETUAL FSB/URBANA
Type	Federal Savings Bank
Address	120 N MAIN ST, URBANA, OH 43078-1602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 29, 2040

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 19, 2019
Property Address	528 W HARDING RD, SPRINGFIELD, OH 45504-1732
Document Number	0000007381
Book / Page	002158 / 001815
Instrument Date	Jun 11, 2019
Instrument	7381
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$753.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 SCIOTO ST #4 URBANA OH 430782126, 4, URBANA, OH 43078-2126

November 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	CLARK OH
Recording Date	Nov 28, 2017
Property Address	528 W HARDING RD, SPRINGFIELD, OH 45504-1732
Book / Page	002133 / 001155
Instrument Date	Nov 20, 2017
Instrument	16724
Transaction Type	Construction Loan
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 1/2 SCIOTO ST URBANA OH 430782126, URBANA, OH 43078-2126

Mortgage

Document Number	0000016724
Date	Nov 28, 2017
Book Page	002133/001155
Instrument	16724

Lender

Name	AMO PROPERTIES LLC
Address	3931 LAWRENCEVILLE DR, SPRINGFIELD, OH 45504-4457

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 27, 2018

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 528 W Harding Rd was $6,999, up 48.6% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,999.00 (+48.57%)	$79,690 Land $10,960 Building $68,730	$227,670 Land $31,300 Building $196,370
2024	$4,711.00
2023		$63,820 Land $7,830 Building $55,990
2022	$4,710.00		$182,330 Land $22,360 Building $159,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 W Harding Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 W Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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