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332 Silver Creek Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 332 Silver Creek Rd, Mill Spring, NC 28756

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,148 sqft · built 1970
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Jun 2022)
Tax Bill$471 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNP70-19

Property Details

APN / Parcel Number

Primary APNP70-19
Alternative APN
  • 42115

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Building Area1,148 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialWood Siding
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialMetal
Lot Area26,572 sqft (0.61 acres)
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number42115
Street Address332 SILVER CREEK RD
CityMILL SPRING
StateNC
Zip28756-8677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPEN
Legal DescriptionSILVER CREEK RD 0.61 ACRE, 400 400 COUNTY RURAL
Legal SubdivisionCOUNTY RURAL
JurisdictionPOLK NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1020
Census Tract920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address332 SILVER CREEK RD, MILL SPRING, NC 28756-8677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleMar 24, 2010 · Amount on Record
Deed Book / Page470 / 2427
Prior Transfer DateMar 22, 2013
Prior Transfer Doc00399/0366
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJun 27, 2022
Property Address332 SILVER CREEK RD, MILL SPRING, NC 28756-8677
Document Number00470/2427
Book / Page470 / 2427
Instrument DateJun 24, 2022
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$80.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address93 MOSS DR, MILL SPRING, NC 28756-5618

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address332 SILVER CREEK RD, MILL SPRING, NC 28756-8677

Mortgage

Document Number0004702430
DateJun 27, 2022
Instrument470/2430
Lender
NameCHRISTOPHER VERNON MOSS ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term48 Months
DueJun 1, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471.00$92,338 (-) Land $18,300 Building $74,038$92,338 (-) Land $18,300 Building $74,038
2025$471.00 (+7.05%)$92,338 (+34.19%) Land $18,300 Building $74,038$92,338 (+34.19%) Land $18,300 Building $74,038
2023$440.00$68,809 Land $15,250 Building $53,559
2021$68,809 Land $15,250 Building $53,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Windstream
DSL · Fiber in parts of the area		200 / 20

May also be available: Pangaea Internet.

Cell Coverage

4G LTE only, no 5G reported

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