500 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 500 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1952
Lot Size	0.142 acres (6,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Aug 2015)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-355-007`

Property Details

APN / Parcel Number

Primary APN	`06-11-355-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,182 sqft (0.142 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	500 N COMMONWEALTH AVE
City	ELGIN
State	IL
Zip	60123-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENACRES LOT 3 BLOCK 3
Legal Subdivision	GREENACRES
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3002
Census Tract	851102

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 N CORNMONWEALTH AVE, ELGIN, IL 60123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2015 · Amount on Record
Deed Sale	Aug 7, 2015 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Document Number	201542573
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000009832
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 18, 2022
Property Address	500 N COMMONWEALTH AVE, ELGIN, IL 60123-3420
Document Number	0000009832
Instrument Date	Jan 19, 2022
Instrument	2022K009832
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 N COMMONWEALTH AVE, ELGIN, IL 60123-3420

Mortgage

Document Number	0000009833
Date	Feb 18, 2022
Instrument	2022K009833

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (+15.8%) Homeowner's exemption
2024		$68,780 (+21.4%) Land $20,014 Building $48,766	$206,423 (+21.44%) Land $60,066 Building $146,357
2022	$4,392.00 (+4.82%) Homeowner's exemption	$56,658 (+6.96%) Land $16,487 Building $40,171	$169,974 (+6.96%) Land $49,461 Building $120,513
2021	$4,190.00 Homeowner's exemption	$52,971 Land $15,414 Building $37,557	$158,913 Land $46,242 Building $112,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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