454 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 454 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,040 sqft · built 1948
Lot Size0.194 acres (8,455 sqft)
OwnerCompany Name on File
Last Sale$280,500 (Aug 2026)
Tax Bill$8,441 (2025)
Deeds & MortgagesAug 2026 Sale
Feb 2024 Sale
Flood ZoneZone X (minimal risk)
APN06-11-356-009

Property Details

APN / Parcel Number

Primary APN06-11-356-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories5 Stories
Building Area2,040 sqft Living Area
Gross Area2,757 sqft
Basement Area717 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Lot Area8,455 sqft (0.194 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address454 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENACRES LOT 4 BLOCK 5
Legal SubdivisionGREENACRES
Legal Block5
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851102

Owner

454 N Commonwealth Ave is owned by a company that bought it in August 2026.

Source: Kane County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address454 S COMMONWEALTH AVE, ELGIN, IL 60123-7324
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 29, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2026 · Amount on File
Deed SaleAug 11, 2026 · Amount on File
Prior SaleFeb 29, 2024 · Amount on File
Deed Document Number202634327
Prior Transfer DateFeb 7, 2024
Prior Transfer Doc0000006518
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 11, 2026
Property Address454 N COMMONWEALTH AVE, ELGIN, IL 60123-3418
Document Number0000034327
Instrument DateJul 29, 2026
Instrument202634327
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$42,495.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address454 S COMMONWEALTH AVE, ELGIN, IL 60123-7324

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 29, 2024
Property Address454 N COMMONWEALTH AVE, ELGIN, IL 60123-3418
Document Number0000006518
Instrument DateFeb 7, 2024
Instrument2024K006518
Transaction TypeTransfer
Record UpdatedMar 6, 2024

Transaction

AmountAmount on Record
Tax$75.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 S COMMONWEALTH AVE, ELGIN, IL 60123-7324

Tax Assessment & Valuation

The 2025 property tax bill for 454 N Commonwealth Ave was $8,441.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,441.00$110,653 (+8.57%) Land $24,612 Building $86,041$332,092 (+8.57%) Land $73,866 Building $258,226
2024$101,918 Land $22,669 Building $79,249$305,876 Land $68,034 Building $237,842
2022$6,326.00 (+5.07%) Homeowner's exemption$83,956 (+6.96%) Land $18,674 Building $65,282$251,868 (+6.96%) Land $56,022 Building $195,846
2021$6,021.00 Homeowner's exemption$78,493 Land $17,459 Building $61,034$235,479 Land $52,377 Building $183,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 N Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 454 N Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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