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499 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 499 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,016 sqft · built 1932
Lot Size0.231 acres (10,048 sqft)
OwnerIndividual Name on Record
Last Sale$202,000 (Aug 2019)
Tax Bill$8,748 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-357-001

Property Details

APN / Parcel Number

Primary APN06-11-357-001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area3,168 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialBrick
Lot Area10,048 sqft (0.231 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address499 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-3466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMURRAY HILL ADDN LOT 7 BLOCK 2
Legal SubdivisionMURRAY HILL ADDN
Legal Block2
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3001
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address499 N COMMONWEALTH AVE, ELGIN, IL 60123-3466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number201939549
Prior Transfer DateJul 1, 2019
Prior Transfer Doc0000039546
Record UpdatedOct 29, 2026

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateAug 29, 2019
Property Address499 N COMMONWEALTH AVE, ELGIN, IL 60123-3466
Document Number0000039549
Instrument DateAug 19, 2019
Instrument2019K039549
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$202.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 N COMMONWEALTH AVE, ELGIN, IL 60123-3466

Mortgage

Document Number0000039550
DateAug 29, 2019
Instrument2019K039550
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,748.00 (+15.87%) Homeowner's exemption$122,670 (+8.57%) Land $26,859 Building $95,811$368,157 (+8.57%) Land $80,609 Building $287,548
2024$112,987 (+21.39%) Land $24,739 Building $88,248$339,097 (+21.44%) Land $74,247 Building $264,850
2022$7,550.00 (+4.45%) Homeowner's exemption$93,074 (+6.96%) Land $20,379 Building $72,695$279,222 (+6.96%) Land $61,137 Building $218,085
2021$7,228.00 Homeowner's exemption$87,018 Land $19,053 Building $67,965$261,054 Land $57,159 Building $203,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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